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ZIP 56659 Foreclosure, Tax-Lien & Distress Report

Itasca County, Minnesota · High Vacancy market

Scored purely from public records, 56659 (Itasca County, Minnesota) returns a low composite of 17/100. Climate and flood risk are elevated too — climate & FEMA risk (75/100). Structurally it carries 33/100, against 5/100 of stress already in motion. Its standout signals are structural risk (33/100), institutional ownership (28/100), mortgage stress (18/100). By contrast, institutional ownership (28/100) and mortgage stress (18/100) register low.

The market reads peak — home values rose 2.7% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $70,000, median income runs near typical U.S. levels. Around 0% of renters are cost-burdened. Roughly 9.7% live below the poverty line. Owners hold 93% of homes, renters 7%. There are about 91 housing units across 56659. The demographic-stress sub-score lands at 29/100. Educational attainment sits at 32% bachelor's-or-above. The vacancy rate is 48.8% — elevated. Home values center near $364,300, an affordability ratio of 4.9×. About 104 people live here, median age 54.

On the whole, 56659 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 56659 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 56659 reflects the current record instead of a stale or modeled snapshot.

Each component behind 56659 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Practically, 56659 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

17/100
Composite stress
33/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 56659

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk75
Another 9 scored dimensions sit behind 56659

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 56659 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Itasca County ZIP reports

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Deterministic scoring, sourced entirely from public data · methodology

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