ZIP 56627 Foreclosure, Tax-Lien & Distress Report

In Koochiching County, Minnesota, ZIP 56627 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (53/100), structural risk (23/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. On the structural side it scores 23/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.4% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 215 with a median age of 65. Home values center near $69,200, an affordability ratio of 1.8× — accessible. The vacancy rate is 50.5% — elevated. DLRadar's demographic-stress index for the area reads 29/100. There are about 255 housing units across 56627. Around 8% of adults hold a bachelor's degree or higher. At $35,809, median income runs below typical U.S. levels. 20.5% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. Rent burden reaches 23% of tenant households.

On the whole, 56627 leans distressed, with opportunity clustered in specific stressed parcels. 56627 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 56627 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Koochiching County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 56627, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 56627 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. Treat 56627 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.