ZIP 56653 Property Distress & Foreclosure Data

Composite property distress in 56653 (Koochiching County, Minnesota) lands at 8/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 18/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (31/100), structural risk (18/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The peak-phase market in 56653 posted values that rose 4.8% over the year, and 1% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,411 — below the roughly $78,000 national figure. Roughly 8.4% live below the poverty line. The tenure split is 84% owner-occupied to 16% rented. About 19% have a four-year degree. The vacancy rate is 25.4% — elevated. On demographic stress specifically, 56653 scores 23/100. Around 16% of renters are cost-burdened. The ZIP holds roughly 739 housing units. Population is roughly 1,226 with a median age of 55. A median home runs $168,900 here, or 2.2 times local income.

On the whole, 56653 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.