ZIP 56653 Foreclosure, Tax-Lien & Distress Report
Koochiching County, Minnesota · High Vacancy market
Koochiching County, Minnesota's ZIP 56653 registers 10/100 composite distress, which DLRadar reads as minimal. Structurally it carries 23/100, against 2/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (53/100), structural risk (23/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.
The peak-phase market in 56653 posted values that rose 3.4% over the year, and 1% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $67,411, below the U.S. median near $78,000. Roughly 8.4% live below the poverty line. Owners hold 84% of homes, renters 16%. Around 19% of adults hold a bachelor's degree or higher. The vacancy rate is 25.4% — elevated. The demographic-stress sub-score lands at 23/100. Rent burden reaches 16% of tenant households. The ZIP holds roughly 739 housing units. Population is roughly 1,226 with a median age of 55. Home values center near $168,900, an affordability ratio of 2.2× — accessible.
Net-net, 56653 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 56653 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 56653's 10/100 can be lined up against any neighbor in Koochiching County, Minnesota or any ZIP coast to coast. Sparse data for 56653 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 10/100 figure for 56653 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 56653 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 56653 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 56653 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 56653, the same set carried on every parcel.
Koochiching County ZIPs near 56653
Keep exploring Minnesota distress
Further distress data across Koochiching County, Minnesota at ZIP, county and state level.
Unlock parcel-level detail for ZIP 56653
Open 56653 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology