ZIP 56649 Property Distress & Foreclosure Data

Composite property distress in 56649 (Koochiching County, Minnesota) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (53/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) and mortgage stress (14/100) register low. Structural risk reads 53/100 against active distress of 4/100.

The market reads expansion — home values rose 5.8% year on year, and 16% higher over three years, at 31/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 8,895 people live here, median age 48. Owners hold 81% of homes, renters 19%. Home values center near $153,600, an affordability ratio of 2.0× — accessible. Educational attainment sits at 21% bachelor's-or-above. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 27% of tenant households. DLRadar's demographic-stress index for the area reads 24/100. There are about 5,088 housing units across 56649. 11.6% of residents fall below the poverty threshold. Median household income is $70,348, near the U.S. median near $78,000.

Net-net, 56649 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.