ZIP 56623 Foreclosure, Tax-Lien & Distress Report

ZIP 56623's composite property-distress score is 4/100 - DLRadar classes that as minimal for Lake Of The Woods County, Minnesota. The most distinctive pressure shows up in construction/permit lag (19/100), mortgage stress (9/100), structural risk (9/100). On the quiet end sit structural risk (9/100) and institutional ownership (3/100). Structurally it carries 9/100, against 3/100 of stress already in motion.

The market reads peak — home values rose 3.4% year on year, and 14% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

85% of housing is owner-occupied. Median household income is $74,000, near the U.S. median near $78,000. The typical home is worth about $232,800 (3.1× income, relatively affordable). 10.2% of residents fall below the poverty threshold. Population is roughly 2,684 with a median age of 54. Vacancy runs 41.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 34% of tenant households. The ZIP holds roughly 2,117 housing units. On demographic stress specifically, 56623 scores 30/100. About 25% have a four-year degree.

On the whole, 56623 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 56623 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 56623's 4/100 can be lined up against any neighbor in Lake Of The Woods County, Minnesota or any ZIP coast to coast. 56623 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

56623's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 56623 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.