ZIP 55814 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · Distress market
ZIP 55814's composite property-distress score is 30/100 - DLRadar classes that as moderate for St. Louis County, Minnesota. Property-level stress concentrates in structural risk (65/100), institutional ownership (58/100), construction/permit lag (22/100). By contrast, construction/permit lag (22/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (72/100). On the structural side it scores 65/100, with 0/100 of stress already active.
Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 311 people live here, median age 45. Around 5% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 95/100.
On balance 55814 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 55814 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 55814's 30/100 can be lined up against any neighbor in St. Louis County, Minnesota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 55814, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 30/100 for 55814 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 55814 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 55814
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 55814 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 55814, the same set carried on every parcel.
Nearby ZIPs in St. Louis County
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Built from public records, scored the same way everywhere · methodology