ZIP 55797 Foreclosure, Tax-Lien & Distress Report
Carlton County, Minnesota · Distress market
Carlton County, Minnesota's ZIP 55797 registers 14/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (29/100), construction/permit lag (13/100), institutional ownership (9/100). On the quiet end sit institutional ownership (9/100) and mortgage stress (6/100). Climate and flood risk are elevated too — climate & FEMA risk (72/100). Latent structural risk is 29/100 while live distress already moving reads 2/100.
The peak-phase market in 55797 posted values that rose 3.4% over the year, and 53% higher over three years, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 5.2%. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. There are about 641 housing units across 55797. Around 19% of renters are cost-burdened. Around 23% of adults hold a bachelor's degree or higher. Owners hold 94% of homes, renters 6%. At $88,203, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 21/100. About 1,372 people live here, median age 48. A median home runs $257,400 here, or 2.7 times local income.
Overall 55797 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 55797 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 55797's 14/100 can be lined up against any neighbor in Carlton County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 55797 shows blanks, not estimates, wherever the record is sparse.
55797's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 55797 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 55797’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 55797 distress snapshot
A live read on 55797: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get the full acquisition report for 55797
See who owns each distressed property in 55797, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology