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ZIP 55757 Foreclosure, Tax-Lien & Distress Report

Carlton County, Minnesota · High Vacancy market

Composite property distress in 55757 (Carlton County, Minnesota) lands at 14/100 — minimal on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (72/100). On the structural side it scores 29/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (29/100), construction/permit lag (13/100), institutional ownership (9/100). On the quiet end sit institutional ownership (9/100) and mortgage stress (6/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 87% owner-occupied to 13% rented. Rent burden reaches 11% of tenant households. At $62,159, median income runs below typical U.S. levels. A median home runs $214,700 here, or 3.4 times local income. The poverty rate is 8.2%. About 16% have a four-year degree. About 696 people live here, median age 49. The vacancy rate is 30.2% — elevated. On demographic stress specifically, 55757 scores 26/100. There are about 466 housing units across 55757.

Net-net, 55757 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 55757 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 55757 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. 55757 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 14/100 for 55757 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 55757 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

14/100
Composite stress
29/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 55757

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 55757 by the numbers

55757 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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