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ZIP 55712 Foreclosure, Tax-Lien & Distress Report

Pine County, Minnesota · High Vacancy market

ZIP 55712's composite property-distress score is 13/100 - DLRadar classes that as minimal for Pine County, Minnesota. On the structural side it scores 29/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (62/100). The pressure is most legible in construction/permit lag (38/100), structural risk (29/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Population is roughly 557 with a median age of 55. 92% of housing is owner-occupied. 7.5% of residents fall below the poverty threshold. Rent burden reaches 50% of tenant households. The vacancy rate is 41.9% — elevated. About 22% have a four-year degree. The typical home is worth about $176,900 (3.3× income, relatively affordable). On demographic stress specifically, 55712 scores 32/100. There are about 482 housing units across 55712. Households earn a median $49,091 — below the roughly $78,000 national figure.

Taken together, 55712 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 55712 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 55712 stays directly comparable to neighboring ZIPs and the rest of Pine County, Minnesota. 55712 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 55712's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 55712 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

13/100
Composite stress
29/100
Structural risk
2/100
Distress activity

What is driving ZIP 55712’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk62
9 further distress layers are graded for 55712

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 55712 Stress Report snapshot

55712 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in Pine County

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Deterministic. Every signal traces to a public dataset · methodology

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