ZIP 55072 Property Distress & Foreclosure Data

DLRadar grades ZIP 55072 (Pine County, Minnesota) at a minimal 11/100 for overall property distress. Property-level stress concentrates in structural risk (23/100), construction/permit lag (16/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (60/100)). The latent-versus-live split is 23/100 structural and 2/100 already moving.

The peak-phase market in 55072 posted values that rose 4.8% over the year, and 31% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

74% of housing is owner-occupied. The poverty rate is 18.1% — high, a tax-stress and distress correlate. At $57,500, median income runs below typical U.S. levels. Around 40% of renters are cost-burdened. The demographic-stress sub-score lands at 35/100. The vacancy rate is 38.7% — elevated. Around 15% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,490 housing units. Population is roughly 4,409 with a median age of 43. The typical home is worth about $200,500 (3.3× income, relatively affordable).

On the whole, 55072 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.