ZIP 55072 Foreclosure, Tax-Lien & Distress Report

In Pine County, Minnesota, ZIP 55072 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. Leading the profile are construction/permit lag (46/100), structural risk (30/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (60/100)). On the structural side it scores 30/100, with 2/100 of stress already active.

The peak-phase market in 55072 posted values that rose 3.4% over the year, and 31% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

74% of housing is owner-occupied. Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $57,500 — below the roughly $78,000 national figure. Around 40% of renters are cost-burdened. On demographic stress specifically, 55072 scores 35/100. The vacancy rate is 38.7% — elevated. About 15% have a four-year degree. The ZIP holds roughly 2,490 housing units. Population is roughly 4,409 with a median age of 43. A median home runs $200,500 here, or 3.3 times local income.

On the whole, 55072 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 55072 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Pine County, Minnesota and the nation. The score is rebuilt from public data as it updates, so 55072 reflects the current record instead of a stale or modeled snapshot.

The 14/100 for 55072 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 55072 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.