ZIP 55037 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55037 (Pine County, Minnesota) lands at 13/100 — minimal on DLRadar's public-record scoring. Structural exposure scores 28 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (39/100), structural risk (28/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (60/100).

The market reads peak — home values rose 3.4% year on year, and 23% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 5,077 with a median age of 46. About 13% have a four-year degree. The typical home is worth about $230,700 (3.4× income, relatively affordable). Owners hold 78% of homes, renters 22%. The demographic-stress sub-score lands at 35/100. The ZIP holds roughly 3,176 housing units. Vacancy runs 34.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 46% of tenant households. 13.6% of residents fall below the poverty threshold. Households earn a median $61,319 — below the roughly $78,000 national figure.

Net-net, 55037 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 55037 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 55037 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Pine County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 55037 shows blanks, not estimates, wherever the record is sparse.

Behind 55037's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 55037 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.