ZIP 55030 Foreclosure, Tax-Lien & Distress Report

ZIP code 55030 in Pine County, Minnesota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Structurally it carries 27/100, against 2/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (40/100), structural risk (27/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The market reads peak — home values rose 3.4% year on year, and 22% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 737 housing units. Rent burden reaches 0% of tenant households. Vacancy runs 18.8%, above the national norm and a classic distress-and-opportunity signal. Around 14% of adults hold a bachelor's degree or higher. On demographic stress specifically, 55030 scores 22/100. 1,425 residents call 55030 home, typically aged 40. Households earn a median $76,875 — near the roughly $78,000 national figure. Home values center near $195,800, an affordability ratio of 2.8× — accessible. The poverty rate is 6.4% — low. Owners hold 92% of homes, renters 8%.

On the whole, 55030 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 55030 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 55030 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55030 can be compared directly against any other ZIP in Pine County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 55030 shows blanks, not estimates, wherever the record is sparse.

55030's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 55030 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.