Pine County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Pine County, Minnesota? DLRadar grades every Pine County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Pine County breakdown.
- Pine County's most distressed ZIP is 55069 at 17/100.
- 16 ZIP codes tracked in Pine County, averaging 13/100 distress.
- Pine County reads peak — home values up 3.4% year over year.
- Vacancy runs 30.6% across Pine County's tracked ZIPs, with a 11.2% poverty rate.
- The typical Pine County home is worth about $223,769 against a ~$69,298 median income.
- Lending headwind in Pine County sits at 43/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55069 | 17/100 |
| 2 | 55749 | 14/100 |
| 3 | 55756 | 14/100 |
| 4 | 55767 | 14/100 |
| 5 | 55030 | 13/100 |
| 6 | 55036 | 13/100 |
| 7 | 55037 | 13/100 |
| 8 | 55063 | 13/100 |
| 9 | 55072 | 13/100 |
| 10 | 55704 | 13/100 |
| 11 | 55712 | 13/100 |
| 12 | 55735 | 13/100 |
Most distressed ZIP codes in Pine County (composite distress 0-100, 2026)
What is driving Pine County distress
Pine County's placement in the national index rests on public filings — a 13/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Pine County market phase and pricing
Phase for Pine County: peak (+3.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Pine County
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What people ask
Which Pine County ZIP scores worst for distress?
ZIP 55069 leads Pine County at 17/100, recomputed monthly from public records.
Where is Pine County in the housing cycle?
Pine County reads peak, with home prices up 3.4% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Pine County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 16 Pine County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Pine County ZIP codes?
Averaging the county conceals how uneven it is. Across the Pine County ZIPs DLRadar ranks, scores run from 17/100 in 55069 down to 13/100 in 55735, against a Pine County average of 13/100. With 4 points between best and worst, county-level targeting in Pine County wastes effort.
What do Pine County home values and vacancy say about distressed supply?
The typical Pine County home carries about $223,769 of value against a median household income near $69,298. Vacancy across Pine County's tracked ZIPs runs 30.6% and the poverty rate is 11.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Pine County's foreclosure and lien data and its 43/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.