ZIP 55398 Foreclosure, Tax-Lien & Distress Report

ZIP 55398's composite property-distress score is 14/100 - DLRadar classes that as minimal for Sherburne County, Minnesota. Leading the profile are construction/permit lag (46/100), structural risk (30/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural risk reads 30/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 10% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 92% owner-occupied to 8% rented. Median household income is $105,063, above the U.S. median near $78,000. The ZIP holds roughly 6,500 housing units. About 24% have a four-year degree. Home values center near $355,100, an affordability ratio of 3.1× — accessible. Around 29% of renters are cost-burdened. The vacancy rate is 3.3%. The demographic-stress sub-score lands at 25/100. Population is roughly 17,768 with a median age of 35. 6.5% of residents fall below the poverty threshold.

On balance, 55398 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 55398 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 55398's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 55398 reflects the current record instead of a stale or modeled snapshot.

55398's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 55398 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.