Sherburne County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sherburne County, MN distress report, 2026: 9 ZIPs scored in Sherburne, MN, Sherburne, MN average 13/100; the top Sherburne, MN ZIP is 55330 at 18/100; Sherburne, MN market phase peak, Sherburne, MN prices +2.4% year over year.
- Sherburne, MN ranks #2,815 nationally (opportunity index); Sherburne, MN #62 in Minnesota; Sherburne, MN index 24.3.
- Sherburne, MN ninety-day mortgage delinquency 0.8% in December 2025; Sherburne, MN twelve-month change +0.3%.
- Sherburne, MN ZIP phases: 9 peak.
- Sherburne, MN residential listings tracked: 29 across 6 ZIPs; Sherburne, MN candidate listings 15.
- Sherburne, MN HUD assisted properties: 9 with 499 units.
- Sherburne, MN lenders on watch: 6; largest Sherburne, MN footprint Bank Of Elk River (3 branches).
- Sherburne, MN most distressed ZIP: 55330 at 18/100.
Sherburne, MN figures: DLRadar distress index; Sherburne, MN inputs: CFPB, FHFA, HUD, FDIC; Sherburne, MN rebuilt as sources refresh.
| Rank | Sherburne, MN ZIP | Score |
|---|---|---|
| 1 | 55330 | 18/100 |
| 2 | 55308 | 15/100 |
| 3 | 55309 | 15/100 |
| 4 | 55319 | 15/100 |
| 5 | 56304 | 15/100 |
| 6 | 55398 | 14/100 |
| 7 | 55371 | 10/100 |
| 8 | 56329 | 9/100 |
| 9 | 56379 | 8/100 |
Most distressed Sherburne, MN ZIPs (0-100, 2026)
Mortgage delinquency in Sherburne, MN
0.8% of Sherburne, MN mortgages were ninety-plus days late (Sherburne, MN, December 2025); Sherburne, MN thirty-to-eighty-nine days late: 1.5%; Sherburne, MN twelve-month change +0.3%; Sherburne, MN peak since 2008: 5.8% (January 2010); Minnesota overall 0.6%. Sherburne, MN ninety-day series: Dec 24 0.5, Jan 25 0.8, Feb 25 0.6 (Sherburne, MN), Mar 25 0.5, Apr 25 0.7, May 25 0.5 (Sherburne, MN), Jun 25 0.4, Jul 25 0.5, Aug 25 0.7 (Sherburne, MN), Sep 25 1.0, Oct 25 0.9, Nov 25 1.1 (Sherburne, MN), Dec 25 0.8.
Opportunity index: Sherburne, MN
Sherburne, MN index 24.3, Sherburne, MN phase weak; Sherburne, MN primary driver bank institutional, Sherburne, MN second driver construction. Sherburne, MN components: property stress 4.9, foreclosure pressure 3.8, listing discounts 31.9, bank stress 62.1, insurance 0.0; Sherburne, MN pulse 26.3; Sherburne, MN capital opportunity 21.4.
ZIP market phases inside Sherburne, MN
9 Sherburne, MN ZIPs carry a price-cycle phase; Sherburne, MN ZIPs by phase (Sherburne, MN), deepest drawdown first: peak, +2.4% YoY (Sherburne, MN): 55308, 55309, 55319, 55330, Sherburne, MN 55371, 55398; peak, +2.5% YoY (Sherburne, MN): 56304; peak, +3.3% YoY (Sherburne, MN): 56329; peak, +3.2% YoY (Sherburne, MN): 56379.
Residential listings by Sherburne, MN ZIP
Sherburne, MN ZIPs with the most tracked Sherburne, MN residential listings: 55330 9 listings, 6 candidates, bank pressure 67; 56304 7 listings, 3 candidates, bank pressure 64; 55309 6 listings, 5 candidates, bank pressure 66; 55308 5 listings, 1 candidates, bank pressure 66 (Sherburne, MN); 55319 1 listings, 0 candidates, bank pressure 66; 55398 1 listings, 0 candidates, bank pressure 64. Sherburne, MN totals: 29 listings; Sherburne, MN candidates 15; active ZIPs 6.
HUD assisted housing in Sherburne, MN
9 assisted properties with 499 units sit in Sherburne, MN; largest Sherburne, MN properties: Evans Meadows (Elk River) 112 units; The Highlands (Saint Cloud) 100 units; Pullman Place Cooperative (Elk River) 65 units in Sherburne, MN; Coachman Ridge Apartments (Elk River) 53 units; Benet Place (Saint Cloud) 40 units, 39 assisted; Benet Place South (Saint Cloud) 40 units, 40 assisted.
Lenders with branches in Sherburne, MN
Sherburne, MN lenders by branch count: Bank Of Elk River (Sherburne, MN): stress 85, 3 branches low in Sherburne, MN; First Bank Elk River (Sherburne, MN): stress 85, 2 branches low in Sherburne, MN; Sherburne State Bank (Sherburne, MN): stress 55, 2 branches moderate in Sherburne, MN; Woodlands National Bank (Sherburne, MN): stress 80, 1 branch low in Sherburne, MN; Liberty Bank Minnesota (Sherburne, MN): stress 72, 1 branch low in Sherburne, MN; First Nb Of Milaca (Sherburne, MN): stress 51, 1 branch low in Sherburne, MN.
Vacancy and permits, Sherburne, MN
1,544 of 37,099 Sherburne, MN housing units are vacant; Sherburne, MN permits, twelve months: 10 multifamily units in Sherburne, MN, 285 one-to-four unit units.
Work Sherburne, MN at the parcel level
Every Sherburne, MN parcel carries owner and address; every Sherburne, MN parcel carries APN; Sherburne, MN distress scores sit on the Sherburne, MN live board.
Sherburne, MN figures refresh with each source.
Sherburne, MN questions
Most distressed ZIP code in Sherburne County, MN?
ZIP 55330 leads Sherburne, MN at 18/100; next in Sherburne, MN: 55308 at 15/100; the Sherburne, MN average is 13/100.
Where does Sherburne County, MN rank for investment opportunity?
Sherburne, MN is #2,815 among all ranked counties, #62 in Minnesota; the Sherburne, MN driver is bank institutional; Sherburne, MN moved up 120 places.
How many mortgages are delinquent in Sherburne County, MN?
0.8% of Sherburne, MN mortgages were ninety-plus days late in December 2025; the Sherburne, MN peak since 2008 was 5.8%.
Which banks lend in Sherburne County, MN?
6 watched lenders hold Sherburne, MN branches; the largest Sherburne, MN footprints are Bank Of Elk River (3), First Bank Elk River (2), Sherburne State Bank (2).
More on Sherburne, MN
Sherburne County, MN distress report: public-record figures for Sherburne, MN; not legal advice for Sherburne, MN; not tax or investment advice; verify every Sherburne, MN record before acting.