Sherburne County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Sherburne County, Minnesota? DLRadar grades every Sherburne County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Sherburne County breakdown.
- Sherburne County's most distressed ZIP is 55330 at 18/100.
- 9 ZIP codes tracked in Sherburne County, averaging 13/100 distress.
- Sherburne County reads peak — home values up 2.4% year over year.
- Vacancy runs 5.3% across Sherburne County's tracked ZIPs, with a 6.4% poverty rate.
- The typical Sherburne County home is worth about $328,067 against a ~$97,265 median income.
- Lending headwind in Sherburne County sits at 68/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55330 | 18/100 |
| 2 | 55308 | 15/100 |
| 3 | 55309 | 15/100 |
| 4 | 55319 | 15/100 |
| 5 | 56304 | 15/100 |
| 6 | 55398 | 14/100 |
| 7 | 55371 | 10/100 |
| 8 | 56329 | 9/100 |
| 9 | 56379 | 8/100 |
Most distressed ZIP codes in Sherburne County (composite distress 0-100, 2026)
What is driving Sherburne County distress
The Sherburne County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 13/100 ZIP average. No proprietary or modelled inputs enter the score.
Sherburne County market phase and pricing
Sherburne County reads peak — home prices rose 2.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Sherburne County
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Frequently asked
Which ZIP code leads Sherburne County on distress?
ZIP 55330 leads Sherburne County at 18/100, recomputed monthly from public records.
What stage of the price cycle is Sherburne County at?
Sherburne County reads peak, with home prices up 2.4% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Sherburne County scores?
Every Sherburne County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 9 Sherburne County ZIP codes that it runs on every other U.S. county, so Sherburne County's numbers are directly comparable to any other market.
How much do distress scores vary between Sherburne County ZIP codes?
A single county score papers over real variation. Across the Sherburne County ZIPs DLRadar ranks, scores run from 18/100 in 55330 down to 8/100 in 56379, against a Sherburne County average of 13/100. A spread of 10 points means Sherburne County has to be worked ZIP by ZIP.
What do Sherburne County home values and vacancy say about distressed supply?
The typical Sherburne County home carries about $328,067 of value against a median household income near $97,265. Vacancy across Sherburne County's tracked ZIPs runs 5.3% and the poverty rate is 6.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Sherburne County's foreclosure and tax-lien filings and its 68/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.