ZIP 55319 Property Distress & Foreclosure Data

In Sherburne County, Minnesota, ZIP 55319 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (51/100), structural risk (32/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (63/100). The latent-versus-live split is 32/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 13% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 96% of homes, renters 4%. 3.1% of residents fall below the poverty threshold. The vacancy rate is 9.5%. Educational attainment sits at 31% bachelor's-or-above. Around 35% of renters are cost-burdened. Home values center near $383,200, an affordability ratio of 3.1× — accessible. The ZIP holds roughly 2,148 housing units. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $111,343, above the U.S. median near $78,000. 5,490 residents call 55319 home, typically aged 41.

On balance, 55319 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.