ZIP 55319 Foreclosure, Tax-Lien & Distress Report

ZIP code 55319 in Sherburne County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on construction/permit lag (57/100), structural risk (34/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (63/100). Structurally it carries 34/100, against 1/100 of stress already in motion.

The market reads peak — home values rose 2.4% year on year, and 13% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

96% of housing is owner-occupied. 3.1% of residents fall below the poverty threshold. The vacancy rate is 9.5%. Around 31% of adults hold a bachelor's degree or higher. Around 35% of renters are cost-burdened. Home values center near $383,200, an affordability ratio of 3.1× — accessible. There are about 2,148 housing units across 55319. On demographic stress specifically, 55319 scores 25/100. Median household income is $111,343, above the U.S. median near $78,000. About 5,490 people live here, median age 41.

Overall 55319 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 55319 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 55319 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Sherburne County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 55319, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

55319's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 55319 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.