Swift County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Swift County, MN distress report, 2026: 11 ZIPs scored in Swift, MN, Swift, MN average 6/100; the top Swift, MN ZIP is 56289 at 15/100; Swift, MN market phase peak, Swift, MN prices +3.4% year over year.
- Swift, MN ranks #2,858 nationally (opportunity index); Swift, MN #64 in Minnesota; Swift, MN index 24.1.
- Swift, MN: no CFPB county sample; Swift, MN non-metro area reading 1.0%.
- Swift, MN ZIP phases: 11 peak.
- Swift, MN residential listings tracked: 1 across 6 ZIPs; Swift, MN candidate listings 0.
- Swift, MN lenders on watch: 5; largest Swift, MN footprint Citizens Alliance Bank (1 branch).
- Swift, MN most distressed ZIP: 56289 at 15/100.
Swift, MN figures: DLRadar distress index; Swift, MN inputs: CFPB, FHFA, HUD, FDIC; Swift, MN rebuilt as sources refresh.
| Rank | Swift, MN ZIP | Score |
|---|---|---|
| 1 | 56289 | 15/100 |
| 2 | 56262 | 14/100 |
| 3 | 56252 | 9/100 |
| 4 | 56226 | 7/100 |
| 5 | 56271 | 5/100 |
| 6 | 56208 | 4/100 |
| 7 | 56215 | 4/100 |
| 8 | 56231 | 4/100 |
| 9 | 56249 | 4/100 |
| 10 | 56244 | 3/100 |
| 11 | 56207 | 2/100 |
Most distressed Swift, MN ZIPs (0-100, 2026)
Mortgage delinquency around Swift, MN
No CFPB county sample covers Swift, MN; the non-metro area reading for Swift, MN: 1.0% ninety-plus; Swift, MN area thirty-to-eighty-nine 2.2% (December 2025, Swift, MN); Minnesota overall 0.6%.
Opportunity index: Swift, MN
Swift, MN index 24.1, Swift, MN phase weak; Swift, MN primary driver vacancy, Swift, MN second driver bank institutional. Swift, MN components: property stress 13.0, foreclosure pressure 12.9, bank stress 56.2, insurance 0.0; Swift, MN pulse 25.9; Swift, MN capital opportunity 21.4.
ZIP market phases inside Swift, MN
11 Swift, MN ZIPs carry a price-cycle phase; Swift, MN ZIPs by phase (Swift, MN), deepest drawdown first: peak, +3.4% YoY (Swift, MN): 56207, 56208, 56215, 56226, Swift, MN 56231, 56244, 56249, 56262, Swift, MN 56271; peak, +3.3% YoY (Swift, MN): 56252; peak, +2.9% YoY (Swift, MN): 56289.
Residential listings by Swift, MN ZIP
Swift, MN ZIPs with the most tracked Swift, MN residential listings: 56208 1 listings, 0 candidates, bank pressure 62; 56215 0 listings, 0 candidates, bank pressure 54; 56231 0 listings, 0 candidates, bank pressure 56; 56249 0 listings, 0 candidates, bank pressure 56 (Swift, MN); 56252 0 listings, 0 candidates, bank pressure 63; 56271 0 listings, 0 candidates, bank pressure 60. Swift, MN totals: 1 listings; Swift, MN candidates 0; active ZIPs 1.
Lenders with branches in Swift, MN
Swift, MN lenders by branch count: Citizens Alliance Bank (Swift, MN): stress 87, 1 branch low in Swift, MN; Prairie Sun Bank (Swift, MN): stress 64, 1 branch low in Swift, MN; Lake Central Bank (Swift, MN): stress 41, 1 branch low in Swift, MN; First Security Bk Sleepy Eye (Swift, MN): stress 40, 1 branch low in Swift, MN; Farmers&Merchants Stb Applet (Swift, MN): stress 29, 1 branch low in Swift, MN.
Vacancy and permits, Swift, MN
585 of 4,706 Swift, MN housing units are vacant; Swift, MN permits, twelve months: 0 multifamily units in Swift, MN, 25 one-to-four unit units.
Work Swift, MN at the parcel level
Every Swift, MN parcel carries owner and address; every Swift, MN parcel carries APN; Swift, MN distress scores sit on the Swift, MN live board.
Swift, MN figures refresh with each source.
Swift, MN questions
Most distressed ZIP code in Swift County, MN?
ZIP 56289 leads Swift, MN at 15/100; next in Swift, MN: 56262 at 14/100; the Swift, MN average is 6/100.
Where does Swift County, MN rank for investment opportunity?
Swift, MN is #2,858 among all ranked counties, #64 in Minnesota; the Swift, MN driver is vacancy; Swift, MN moved up 111 places.
How many mortgages are delinquent in Swift County, MN?
Swift, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Swift, MN.
Which banks lend in Swift County, MN?
5 watched lenders hold Swift, MN branches; the largest Swift, MN footprints are Citizens Alliance Bank (1), Prairie Sun Bank (1), Lake Central Bank (1).
More on Swift, MN
Swift County, MN distress report: public-record figures for Swift, MN; not legal advice for Swift, MN; not tax or investment advice; verify every Swift, MN record before acting.