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Swift County, MN: Home-Insurance Distress & Forced-Sale Pressure

Swift County, MN: 0/100 (low) home-insurance distress; Swift, MN band ZERO; Swift, MN #2,779 of 3,222 counties; Swift, MN #82 of 87 in Minnesota; Swift, MN coverage multiplier 0.70.

FEMA hazard, Swift, MN: 0/100; Swift, MN declarations, three years: none; Swift, MN five-year count 3 (severity 3.0); Swift, MN ten-year 3.

Declared incidents on the Swift, MN record: 2023 Flood 1 (Swift, MN).

NFIP claims, Swift, MN, three years: none; Swift, MN claim-stress 0/100.

Swift, MN monthly score: 0 in every month from March 2026 (Swift, MN) through October 2026.

Swift, MN components: all zero this month; Swift, MN climate multiplier 0.70.

Construction distress, Swift, MN: 11/100 as of August 2026 (Swift, MN: 8/100 one-to-four unit, 35/100 multifamily).

Swift, MN ZIPs, June 2026 (Swift, MN, 11 highest): score 0 (Swift, MN), climate 45 (Swift, MN): 56289; score 0 (Swift, MN), climate 34 (Swift, MN): 56262; score 0 (Swift, MN), climate 31 (Swift, MN): 56252; score 0 (Swift, MN), climate 28 (Swift, MN): 56271; score 0 (Swift, MN), climate 26 (Swift, MN): 56215, 56231, 56249; score 0 (Swift, MN), climate 25 (Swift, MN): 56208, 56226; score 0 (Swift, MN), climate 18 (Swift, MN): 56244; score 0 (Swift, MN), climate 14 (Swift, MN): 56207.

DLRadar rescores Swift, MN monthly; Swift, MN readings join Swift, MN foreclosure, lien and ownership parcels (Swift, MN), so cost-squeezed Swift, MN owners surface before listing.

Inside Minnesota, Swift County ranks 82nd of 87 counties for home-insurance distress at 0/100; Stevens County (0/100) sits just above Swift County, and Traverse County (0/100) sits just below Swift County.

Insurance distress
0/100
Swift, MN: ZERO
National rank
#2779
Swift, MN: of 3,222 counties
FEMA hazard
0/100
Swift County hazard
NFIP claim stress
0/100
Swift, MN 3-year
Flood claims (3y)
0
Swift, MN
Claims paid (3y)
$0
Swift, MN payouts
Per claim
$0
Swift, MN
Construction distress
11/100
Swift, MN

Deterministic. Every Swift County, MN signal traces to a public Swift dataset (FEMA, NFIP, Census for Swift, MN) · how insurance distress works in Swift, MN · methodology

FAQ: Swift County, MN insurance distress

What is the Swift County, MN home-insurance-distress score?

Swift, MN: 0/100 (ZERO), #2,779 of 3,222, #82 in Minnesota. FEMA hazard, Swift, MN: 0/100; NFIP stress, Swift, MN: 0/100; construction, Swift, MN: 11/100; Swift, MN rescores monthly.

Is Swift County insurance distress getting better or worse (MN)?

Swift, MN: 0 in March 2026; Swift, MN: 0 in October 2026 (unchanged).

Which Swift County ZIP codes carry the most insurance distress (MN)?

Swift, MN, June 2026: 56289 at 0, 56262 at 0, 56252 at 0, 56271 at 0; Swift, MN climate scores there: 45, 34, 31, 28.

Why does Swift, MN insurance distress create sellers?

A Swift, MN premium outruns the Swift, MN budget; a carrier leaves Swift, MN; Swift, MN carrying cost passes plan; Swift, MN owners sell while current; Swift, MN insurance distress leads Swift, MN foreclosure data.

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