ZIP 56122 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 56122 in Murray County, Minnesota comes in at 18, a low composite-distress reading. Leading the profile are construction/permit lag (89/100), structural risk (42/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (16/100) register low. Latent structural risk is 42/100 while live distress already moving reads 5/100.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 76% owner-occupied to 24% rented. The vacancy rate is 2.1%. Around 21% of renters are cost-burdened. On demographic stress specifically, 56122 scores 23/100. 621 residents call 56122 home, typically aged 45. 9.9% of residents fall below the poverty threshold. The typical home is worth about $174,400 (2.0× income, relatively affordable). Households earn a median $81,500 — near the roughly $78,000 national figure. There are about 246 housing units across 56122. About 18% have a four-year degree.

On balance, 56122 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 56122 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 56122 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 56122 stays directly comparable to neighboring ZIPs and the rest of Murray County, Minnesota. Nothing here is interpolated — where a source is thin for 56122, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

56122's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 56122 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.