ZIP 56060 Property Distress & Foreclosure Data

ZIP code 56060 in Watonwan County, Minnesota carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (54/100), structural risk (43/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (17/100) stay muted. On the structural side it scores 43/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $74,688, median income runs near typical U.S. levels. The poverty rate is 4.3% — low. The demographic-stress sub-score lands at 22/100. Around 10% of adults hold a bachelor's degree or higher. 446 residents call 56060 home, typically aged 42. The typical home is worth about $102,100 (1.2× income, relatively affordable). The ZIP holds roughly 164 housing units. The vacancy rate is 12.2% — elevated. Around 30% of renters are cost-burdened. 85% of housing is owner-occupied.

Taken together, 56060 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.