ZIP 56060 Foreclosure, Tax-Lien & Distress Report

In Watonwan County, Minnesota, ZIP 56060 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are institutional ownership (47/100), structural risk (36/100), mortgage stress (21/100). By contrast, structural risk (36/100) and mortgage stress (21/100) register low. The latent-versus-live split is 36/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100).

The market reads peak — home values rose 3.2% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $74,688 — near the roughly $78,000 national figure. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 56060 scores 22/100. About 10% have a four-year degree. 446 residents call 56060 home, typically aged 42. The typical home is worth about $102,100 (1.2× income, relatively affordable). The ZIP holds roughly 164 housing units. The vacancy rate is 12.2% — elevated. Rent burden reaches 30% of tenant households. 85% of housing is owner-occupied.

Net-net, 56060 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 56060 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 56060 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Watonwan County, Minnesota and the nation. Where the public record is thin for 56060, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 56060 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 56060 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.