ZIP 56003 Foreclosure, Tax-Lien & Distress Report

Nicollet County, Minnesota's ZIP 56003 registers 19/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (75/100)). Its standout signals are institutional ownership (45/100), structural risk (41/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (1/100). Structural risk reads 41/100 against active distress of 6/100.

The peak-phase market in 56003 posted values that rose 0.7% over the year, 1.2% off the recent peak, and 12% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 15,319 with a median age of 39. There are about 6,555 housing units across 56003. The vacancy rate is 2.5%. The demographic-stress sub-score lands at 25/100. The typical home is worth about $270,400 (3.2× income, relatively affordable). Households earn a median $80,587 — near the roughly $78,000 national figure. 74% of housing is owner-occupied. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. Around 30% of renters are cost-burdened. Educational attainment sits at 43% bachelor's-or-above.

On balance 56003 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 56003 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 56003 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56003 can be compared directly against any other ZIP in Nicollet County, Minnesota or nationwide. Sparse data for 56003 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 figure for 56003 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 56003 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.