ZIP 56003 Property Distress & Foreclosure Data

DLRadar grades ZIP 56003 (Nicollet County, Minnesota) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), FEMA disaster exposure (64/100). Property-level stress concentrates in construction/permit lag (77/100), structural risk (63/100), institutional ownership (52/100). mortgage stress (19/100) stay muted. Structural risk reads 63/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 12% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

15,319 residents call 56003 home, typically aged 39. There are about 6,555 housing units across 56003. Vacancy runs 2.5%. The demographic-stress sub-score lands at 25/100. The typical home is worth about $270,400 (3.2× income, relatively affordable). At $80,587, median income runs near typical U.S. levels. 74% of housing is owner-occupied. The poverty rate is 7.3% — low. Rent burden reaches 30% of tenant households. Around 43% of adults hold a bachelor's degree or higher.

Overall, 56003 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.