ZIP 56074 Property Distress & Foreclosure Data

ZIP code 56074 in Nicollet County, Minnesota carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 63 and live distress 6 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (77/100), structural risk (63/100), institutional ownership (52/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100), FEMA disaster exposure (64/100)).

The peak-phase market in 56074 posted values that rose 3.0% over the year, and 27% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,850 with a median age of 36. About 23% have a four-year degree. Vacancy runs 4.4%. The tenure split is 76% owner-occupied to 24% rented. There are about 726 housing units across 56074. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $293,700 here, or 2.9 times local income. Rent burden reaches 36% of tenant households. On demographic stress specifically, 56074 scores 27/100. Households earn a median $91,397 — above the roughly $78,000 national figure.

On balance 56074 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.