ZIP 56074 Foreclosure, Tax-Lien & Distress Report

ZIP 56074's composite property-distress score is 19/100 - DLRadar classes that as low for Nicollet County, Minnesota. The split runs 43/100 structural to 6/100 active on the ground. What sets it apart are the readings on institutional ownership (49/100), structural risk (43/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (2/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (74/100), FEMA disaster exposure (60/100)).

The market reads peak — home values rose 0.7% year on year, 1.2% off the recent peak, and 27% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

1,850 residents call 56074 home, typically aged 36. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 4.4%. 76% of housing is owner-occupied. The ZIP holds roughly 726 housing units. The poverty rate is 5.7% — low. Home values center near $293,700, an affordability ratio of 2.9× — accessible. Rent burden reaches 36% of tenant households. On demographic stress specifically, 56074 scores 27/100. Households earn a median $91,397 — above the roughly $78,000 national figure.

Overall, 56074 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 56074 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 56074 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56074 can be compared directly against any other ZIP in Nicollet County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 56074 shows blanks, not estimates, wherever the record is sparse.

The 19/100 for 56074 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 56074 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.