ZIP 56021 Property Distress & Foreclosure Data

DLRadar grades ZIP 56021 (Nicollet County, Minnesota) at a low 28/100 for overall property distress. Structural risk reads 63/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), FEMA disaster exposure (64/100). Property-level stress concentrates in construction/permit lag (77/100), structural risk (63/100), institutional ownership (52/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 46% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,123 residents call 56021 home, typically aged 38. The typical home is worth about $276,800 (2.5× income, relatively affordable). At $101,250, median income runs above typical U.S. levels. Vacancy runs 2.6%. 86% of housing is owner-occupied. The poverty rate is 3.1% — low. The demographic-stress sub-score lands at 21/100. There are about 450 housing units across 56021. Around 30% of adults hold a bachelor's degree or higher. Rent burden reaches 22% of tenant households.

Overall, 56021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.