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ZIP 56021 Foreclosure, Tax-Lien & Distress Report

Nicollet County, Minnesota · Distress market

Composite property distress in 56021 (Nicollet County, Minnesota) lands at 19/100 — low on DLRadar's public-record scoring. Structurally it carries 41/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100). The most distinctive pressure shows up in institutional ownership (45/100), structural risk (41/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (2/100) stay muted.

The peak-phase market in 56021 posted values that rose 0.7% over the year, 1.2% off the recent peak, and 46% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,123 people live here, median age 38. The typical home is worth about $276,800 (2.5× income, relatively affordable). At $101,250, median income runs above typical U.S. levels. Vacancy runs 2.6%. Owners hold 86% of homes, renters 14%. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 21/100. The ZIP holds roughly 450 housing units. Educational attainment sits at 30% bachelor's-or-above. Around 22% of renters are cost-burdened.

Overall, 56021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 56021 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 56021 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. 56021 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 for 56021 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 56021 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
41/100
Structural risk
6/100
Distress activity

What is driving ZIP 56021’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk51
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

56021 at a glance

The live 56021 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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