ZIP 54621 Property Distress & Foreclosure Data

In Vernon County, Wisconsin, ZIP 54621 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 38/100 against active distress of 1/100. Its standout signals are construction/permit lag (63/100), structural risk (38/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (72/100).

The market reads expansion — home values rose 6.4% year on year, and 5% higher over three years, at 48/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,361 people live here, median age 34. Rent burden reaches 15% of tenant households. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 54621 scores 27/100. Vacancy runs 5.7%. There are about 476 housing units across 54621. A median home runs $280,000 here, or 2.8 times local income. About 21% have a four-year degree. Households earn a median $90,563 — above the roughly $78,000 national figure. Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 54621 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
38/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 54621

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Vernon County

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