ZIP 54621 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 54621 (Vernon County, Wisconsin) lands at 22/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 46/100 structural and 1/100 already moving. The pressure is most legible in construction/permit lag (56/100), structural risk (46/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (72/100)).

The peak-phase market in 54621 posted values that rose 5.0% over the year, and 5% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,361 with a median age of 34. Around 15% of renters are cost-burdened. 82% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 5.7%. There are about 476 housing units across 54621. Home values center near $280,000, an affordability ratio of 2.8× — accessible. Educational attainment sits at 21% bachelor's-or-above. Median household income is $90,563, above the U.S. median near $78,000. Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 54621 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 54621 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 54621 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54621 can be compared directly against any other ZIP in Vernon County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 54621 reflects the current record instead of a stale or modeled snapshot.

54621's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 54621 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.