ZIP 54665 Foreclosure, Tax-Lien & Distress Report

ZIP code 54665 in Vernon County, Wisconsin carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 46/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). What sets it apart are the readings on construction/permit lag (56/100), structural risk (46/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (3/100) stay muted.

The peak-phase market in 54665 posted values that rose 5.0% over the year, and 43% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 8,741 with a median age of 43. Vacancy runs 8.8%. Owners hold 77% of homes, renters 23%. DLRadar's demographic-stress index for the area reads 26/100. At $70,893, median income runs near typical U.S. levels. The poverty rate is 10.2%. Home values center near $228,200, an affordability ratio of 3.1× — accessible. About 32% have a four-year degree. The ZIP holds roughly 4,009 housing units. Rent burden reaches 24% of tenant households.

On balance 54665 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 54665 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 54665 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54665 can be compared directly against any other ZIP in Vernon County, Wisconsin or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 54665 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 54665 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 54665 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.