ZIP 54634 Property Distress & Foreclosure Data

ZIP code 54634 in Vernon County, Wisconsin carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 31 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (65/100)). What sets it apart are the readings on construction/permit lag (45/100), structural risk (31/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The expansion-phase market in 54634 posted values that rose 6.5% over the year, and 36% higher over three years, at 44/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $198,800 (3.1× income, relatively affordable). Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 4,514 with a median age of 36. 81% of housing is owner-occupied. Around 18% of adults hold a bachelor's degree or higher. The poverty rate is 21.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 30/100. At $58,890, median income runs below typical U.S. levels. There are about 1,906 housing units across 54634. Rent burden reaches 27% of tenant households.

On the whole, 54634 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.