Vernon County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Vernon County, Wisconsin? DLRadar grades every Vernon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Vernon County breakdown.
- Vernon County's most distressed ZIP is 54619 at 22/100.
- 18 ZIP codes tracked in Vernon County, averaging 20/100 distress.
- Vernon County reads peak — home values up 5.0% year over year.
- Vacancy runs 16.1% across Vernon County's tracked ZIPs, with a 14.3% poverty rate.
- The typical Vernon County home is worth about $219,167 against a ~$68,733 median income.
- Lending headwind in Vernon County sits at 39/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54619 | 22/100 |
| 2 | 54621 | 22/100 |
| 3 | 54623 | 22/100 |
| 4 | 54632 | 22/100 |
| 5 | 54638 | 22/100 |
| 6 | 54639 | 22/100 |
| 7 | 54651 | 22/100 |
| 8 | 54652 | 22/100 |
| 9 | 54658 | 22/100 |
| 10 | 54665 | 22/100 |
| 11 | 54667 | 22/100 |
| 12 | 54624 | 21/100 |
Most distressed ZIP codes in Vernon County (composite distress 0-100, 2026)
What is driving Vernon County distress
Vernon County's placement in the national index rests on public filings — a 20/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Vernon County market phase and pricing
Vernon County reads peak — home prices rose 5.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Vernon County
Browse the full Vernon County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
No card charged today · explore every module with live data.
What people ask
Which Vernon County ZIP scores worst for distress?
ZIP 54619 leads Vernon County at 22/100, recomputed monthly from public records.
Where is Vernon County in the housing cycle?
The market phase for Vernon County is peak, prices rising 5.0% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Vernon County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 18 Vernon County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Vernon County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Vernon County ZIPs DLRadar ranks, scores run from 22/100 in 54619 down to 21/100 in 54624, against a Vernon County average of 20/100. The 1-point range is the argument for ZIP-level search across Vernon County.
What do Vernon County home values and vacancy say about distressed supply?
The typical Vernon County home carries about $219,167 of value against a median household income near $68,733. Vacancy across Vernon County's tracked ZIPs runs 16.1% and the poverty rate is 14.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Vernon County's foreclosure and tax-lien record and its 39/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.