Vernon County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Vernon County, WI distress report, 2026: 18 ZIPs scored in Vernon, WI, Vernon, WI average 20/100; the top Vernon, WI ZIP is 53929 at 22/100; Vernon, WI market phase peak, Vernon, WI prices +5.0% year over year.
- Vernon, WI ranks #2,743 nationally (opportunity index); Vernon, WI #45 in Wisconsin; Vernon, WI index 24.7.
- Vernon, WI: no CFPB county sample; Vernon, WI metro area reading 0.7%.
- Vernon, WI ZIP phases: 15 peak, 3 expansion.
- Vernon, WI residential listings tracked: 4 across 10 ZIPs; Vernon, WI candidate listings 1.
- Vernon, WI HUD assisted properties: 1 with 170 units.
- Vernon, WI lenders on watch: 7; largest Vernon, WI footprint River Bank (4 branches).
- Vernon, WI most distressed ZIP: 53929 at 22/100.
Vernon, WI figures: DLRadar distress index; Vernon, WI inputs: CFPB, FHFA, HUD, FDIC; Vernon, WI rebuilt as sources refresh.
| Rank | Vernon, WI ZIP | Score |
|---|---|---|
| 1 | 53929 | 22/100 |
| 2 | 54619 | 22/100 |
| 3 | 54638 | 22/100 |
| 4 | 54651 | 22/100 |
| 5 | 53968 | 21/100 |
| 6 | 54621 | 21/100 |
| 7 | 54632 | 21/100 |
| 8 | 54639 | 21/100 |
| 9 | 54652 | 21/100 |
| 10 | 54665 | 21/100 |
| 11 | 54624 | 20/100 |
| 12 | 54658 | 20/100 |
Most distressed Vernon, WI ZIPs (0-100, 2026)
Mortgage delinquency around Vernon, WI
No CFPB county sample covers Vernon, WI; the metro area reading for Vernon, WI (La Crosse-Onalaska, WI-MN): 0.7% ninety-plus; Vernon, WI area thirty-to-eighty-nine 1.4% (December 2025, Vernon, WI); Wisconsin overall 0.5%.
Opportunity index: Vernon, WI
Vernon, WI index 24.7, Vernon, WI phase weak; Vernon, WI primary driver bank institutional, Vernon, WI second driver vacancy. Vernon, WI components: property stress 16.7, foreclosure pressure 15.8, listing discounts 4.9, bank stress 60.0, insurance 0.0; Vernon, WI pulse 31.8; Vernon, WI capital opportunity 13.3; Vernon, WI seven-day change -0.3%.
ZIP market phases inside Vernon, WI
18 Vernon, WI ZIPs carry a price-cycle phase; Vernon, WI ZIPs by phase (Vernon, WI), deepest drawdown first: peak, +4.8% YoY (Vernon, WI): 53929; peak, +4.9% YoY (Vernon, WI): 53968, 54624, 54634; expansion, +5.2% YoY (Vernon, WI): 54619, 54638; peak, +5.0% YoY (Vernon, WI): 54621, 54623, 54632, 54639, Vernon, WI 54652, 54658; peak, +4.6% YoY (Vernon, WI): 54628, 54655; expansion, +5.1% YoY (Vernon, WI): 54651; peak, +4.7% YoY (Vernon, WI): 54664.
Residential listings by Vernon, WI ZIP
Vernon, WI ZIPs with the most tracked Vernon, WI residential listings: 54634 1 listings, 0 candidates, bank pressure 54; 54639 1 listings, 0 candidates, bank pressure 56; 54658 1 listings, 0 candidates, bank pressure 59; 54665 1 listings, 1 candidates, bank pressure 59 (Vernon, WI); 54621 0 listings, 0 candidates, bank pressure 58; 54624 0 listings, 0 candidates, bank pressure 59; 54632 0 listings, 0 candidates, bank pressure 58; 54651 0 listings, 0 candidates, bank pressure 62. Vernon, WI totals: 4 listings; Vernon, WI candidates 1; active ZIPs 3.
HUD assisted housing in Vernon, WI
1 assisted properties with 170 units sit in Vernon, WI; largest Vernon, WI properties: Westby Housing (Westby) 170 units, 170 assisted.
Lenders with branches in Vernon, WI
Vernon, WI lenders by branch count: River Bank (Vernon, WI): stress 60, 4 branches low in Vernon, WI; One Community Bank (Vernon, WI): stress 55, 3 branches low in Vernon, WI; Bank Of Ontario (Vernon, WI): stress 53, 3 branches low in Vernon, WI; Royal Bank (Vernon, WI): stress 59, 2 branches low in Vernon, WI; Associated Bank Na (Vernon, WI): stress 68, 1 branch low in Vernon, WI; Peoples State Bank (Vernon, WI): stress 61, 1 branch low in Vernon, WI; Citizens First Bank (Vernon, WI): stress 54, 1 branch low in Vernon, WI.
Vacancy and permits, Vernon, WI
1,641 of 14,065 Vernon, WI housing units are vacant; Vernon, WI permits, twelve months: 0 multifamily units in Vernon, WI, 94 one-to-four unit units.
Work Vernon, WI at the parcel level
Every Vernon, WI parcel carries owner and address; every Vernon, WI parcel carries APN; Vernon, WI distress scores sit on the Vernon, WI live board.
Vernon, WI figures refresh with each source.
Vernon, WI questions
Most distressed ZIP code in Vernon County, WI?
ZIP 53929 leads Vernon, WI at 22/100; next in Vernon, WI: 54619 at 22/100; the Vernon, WI average is 20/100.
Where does Vernon County, WI rank for investment opportunity?
Vernon, WI is #2,743 among all ranked counties, #45 in Wisconsin; the Vernon, WI driver is bank institutional; Vernon, WI moved down 932 places.
How many mortgages are delinquent in Vernon County, WI?
Vernon, WI takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Vernon, WI.
Which banks lend in Vernon County, WI?
7 watched lenders hold Vernon, WI branches; the largest Vernon, WI footprints are River Bank (4), One Community Bank (3), Bank Of Ontario (3).
More on Vernon, WI
Vernon County, WI distress report: public-record figures for Vernon, WI; not legal advice for Vernon, WI; not tax or investment advice; verify every Vernon, WI record before acting.