ZIP 54642 Foreclosure, Tax-Lien & Distress Report

Jackson County, Wisconsin's ZIP 54642 registers 19/100 composite distress, which DLRadar reads as low. On the structural side it scores 41/100, with 1/100 of stress already active. The pressure is most legible in construction/permit lag (62/100), structural risk (41/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 4.6% year on year, and 25% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $71,007 — near the roughly $78,000 national figure. 2,360 residents call 54642 home, typically aged 39. Roughly 15.4% live below the poverty line. The vacancy rate is 9.0%. Educational attainment sits at 19% bachelor's-or-above. The demographic-stress sub-score lands at 30/100. Rent burden reaches 48% of tenant households. There are about 910 housing units across 54642. A median home runs $210,600 here, or 2.8 times local income. Owners hold 85% of homes, renters 15%.

Overall, 54642 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 54642 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 54642 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54642 can be compared directly against any other ZIP in Jackson County, Wisconsin or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 54642 shows blanks, not estimates, wherever the record is sparse.

Behind 54642's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 54642 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.