ZIP 54635 Foreclosure, Tax-Lien & Distress Report

Jackson County, Wisconsin's ZIP 54635 registers 19/100 composite distress, which DLRadar reads as low. Structural exposure scores 40 and live distress 1 on the 0–100 scale. The pressure is most legible in construction/permit lag (61/100), structural risk (40/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (4/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 9% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

87% of housing is owner-occupied. On demographic stress specifically, 54635 scores 30/100. At $73,250, median income runs near typical U.S. levels. Around 51% of renters are cost-burdened. 9.0% of residents fall below the poverty threshold. The typical home is worth about $209,100 (2.6× income, relatively affordable). About 18% have a four-year degree. There are about 854 housing units across 54635. The vacancy rate is 21.8% — elevated. About 1,827 people live here, median age 48.

Taken together, 54635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 54635 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 54635's 19/100 can be lined up against any neighbor in Jackson County, Wisconsin or any ZIP coast to coast. Where the public record is thin for 54635, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 54635 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 54635 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.