ZIP 54746 Foreclosure, Tax-Lien & Distress Report

ZIP code 54746 in Clark County, Wisconsin carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). Its heaviest discrete signals: structural risk (23/100), construction/permit lag (11/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. The latent-versus-live split is 23/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 666 with a median age of 47. Home values center near $147,100, an affordability ratio of 1.9× — accessible. The ZIP holds roughly 416 housing units. About 6% have a four-year degree. Households earn a median $62,500 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 84% owner-occupied to 16% rented. The poverty rate is 13.2%. The vacancy rate is 24.7% — elevated. Rent burden reaches 38% of tenant households.

On the whole, 54746 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 54746 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 54746 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54746 can be compared directly against any other ZIP in Clark County, Wisconsin or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 54746 shows blanks, not estimates, wherever the record is sparse.

The 11/100 for 54746 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 54746 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.