ZIP 54422 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54422 (Clark County, Wisconsin) at a minimal 11/100 for overall property distress. Structural risk reads 24/100 against active distress of 1/100. The pressure is most legible in construction/permit lag (26/100), structural risk (24/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.6% over the trailing year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

72% of housing is owner-occupied. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. About 1,386 people live here, median age 23. Around 3% of renters are cost-burdened. At $65,809, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 24/100. Roughly 12.6% live below the poverty line. Home values center near $156,300, an affordability ratio of 2.1× — accessible. Educational attainment sits at 7% bachelor's-or-above. There are about 505 housing units across 54422.

Net-net, 54422 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 54422 at the moment; the composite and its components are still built from verifiable records.

Whether 54422 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54422 can be compared directly against any other ZIP in Clark County, Wisconsin or nationwide. Where the record is thin for 54422, the field stays empty rather than modeled, and fills in as new documents post.

54422's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 54422 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.