ZIP 54436 Foreclosure, Tax-Lien & Distress Report

ZIP code 54436 in Clark County, Wisconsin carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). Leading the profile are structural risk (21/100), construction/permit lag (9/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 21/100 structural and 1/100 already moving.

The peak-phase market in 54436 posted values that rose 4.6% over the year, and 43% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. There are about 965 housing units across 54436. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 54436 scores 29/100. Home values center near $168,000, an affordability ratio of 2.6× — accessible. About 11% have a four-year degree. Population is roughly 2,139 with a median age of 38. At $65,188, median income runs below typical U.S. levels. Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 27% of tenant households.

On the whole, 54436 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 54436 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 54436's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 54436, the field stays empty rather than modeled, and fills in as new documents post.

The 10/100 figure for 54436 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 54436 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.