ZIP 54420 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54420 (Clark County, Wisconsin) at a minimal 11/100 for overall property distress. What sets it apart are the readings on structural risk (23/100), construction/permit lag (11/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (64/100). Structural risk reads 23/100 against active distress of 1/100.

The peak-phase market in 54420 posted values that rose 4.7% over the year, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 54420 scores 25/100. The poverty rate is 7.2% — low. The ZIP holds roughly 517 housing units. Vacancy runs 8.5%. Households earn a median $77,500 — near the roughly $78,000 national figure. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 29% of tenant households. 1,365 residents call 54420 home, typically aged 36. The typical home is worth about $201,300 (2.2× income, relatively affordable). 78% of housing is owner-occupied.

Overall, 54420 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 54420 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 54420 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 54420 stays directly comparable to neighboring ZIPs and the rest of Clark County, Wisconsin. Every figure is auditable to a public dataset and refreshed on ingest; 54420 shows blanks, not estimates, wherever the record is sparse.

The 11/100 figure for 54420 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 54420 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.