ZIP 54498 Foreclosure, Tax-Lien & Distress Report

In Clark County, Wisconsin, ZIP 54498 scores 12 of 100 for composite distress, a minimal level on DLRadar's distress index. The sharpest non-environmental signals are construction/permit lag (44/100), structural risk (27/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 27/100 against active distress of 1/100.

The peak-phase market in 54498 posted values that rose 4.6% over the year, and 16% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 76% owner-occupied to 24% rented. The poverty rate is 12.4%. About 2,401 people live here, median age 35. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $153,500 here, or 2.1 times local income. There are about 950 housing units across 54498. Households earn a median $69,519 — near the roughly $78,000 national figure. On demographic stress specifically, 54498 scores 27/100. About 9% have a four-year degree. Around 28% of renters are cost-burdened.

Net-net, 54498 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 54498's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 54498 shows as blanks, never estimates, and the score updates on every fresh public filing.

54498's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 54498 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.