ZIP 54768 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 54768 in Chippewa County, Wisconsin comes in at 17, a low composite-distress reading. Structurally it carries 37/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (65/100)). The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (37/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The market reads peak — home values rose 2.9% year on year, and 34% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 6,588 people live here, median age 39. On demographic stress specifically, 54768 scores 30/100. The vacancy rate is 10.2%. About 11% have a four-year degree. The typical home is worth about $208,700 (3.3× income, relatively affordable). The ZIP holds roughly 2,243 housing units. The tenure split is 68% owner-occupied to 32% rented. Roughly 16.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 20% of tenant households. Median household income is $57,644, below the U.S. median near $78,000.

Net-net, 54768 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 54768 is not published yet -- the ZIP-level readings above remain fully sourced.

The 54768 read uses the identical scoring model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 54768 stays directly comparable to neighboring ZIPs and the rest of Chippewa County, Wisconsin. Nothing here is interpolated — where a source is thin for 54768, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

54768's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 54768 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.