ZIP 54758 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54758 (Trempealeau County, Wisconsin) at a low 20/100 for overall property distress. Its standout signals are construction/permit lag (72/100), structural risk (45/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (61/100). On the structural side it scores 45/100, with 1/100 of stress already active.

The market reads peak — home values rose 3.9% year on year, and 20% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $70,045, near the U.S. median near $78,000. The demographic-stress sub-score lands at 26/100. 82% of housing is owner-occupied. About 23% have a four-year degree. Rent burden reaches 32% of tenant households. The typical home is worth about $220,100 (3.0× income, relatively affordable). 7.1% of residents fall below the poverty threshold. About 4,604 people live here, median age 45. Vacancy runs 10.7%. There are about 2,156 housing units across 54758.

Overall, 54758 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 54758 at the moment; the composite and its components are still built from verifiable records.

Whether 54758 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54758 can be compared directly against any other ZIP in Trempealeau County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 54758 reflects the current record instead of a stale or modeled snapshot.

54758's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 54758 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.