ZIP 54745 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 54745 in Chippewa County, Wisconsin comes in at 18, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (83/100), structural risk (41/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 41/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (66/100).

The market reads peak — home values rose 1.9% year on year, and 52% higher over three years (phase confidence 41/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $69,722, median income runs near typical U.S. levels. Owners hold 87% of homes, renters 13%. Around 27% of renters are cost-burdened. The typical home is worth about $255,200 (3.3× income, relatively affordable). The poverty rate is 10.1%. Around 16% of adults hold a bachelor's degree or higher. On demographic stress specifically, 54745 scores 30/100. The vacancy rate is 41.0% — elevated. There are about 1,615 housing units across 54745. Population is roughly 2,232 with a median age of 57.

Taken together, 54745 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 54745 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 54745 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Chippewa County, Wisconsin and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 54745 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 54745 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 54745 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.