ZIP 54745 Property Distress & Foreclosure Data

Composite property distress in 54745 (Chippewa County, Wisconsin) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (91/100), structural risk (43/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 43/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (66/100)).

The expansion-phase market in 54745 posted values that rose 6.3% over the year, and 52% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $69,722, median income runs near typical U.S. levels. 87% of housing is owner-occupied. Around 27% of renters are cost-burdened. The typical home is worth about $255,200 (3.3× income, relatively affordable). The poverty rate is 10.1%. Around 16% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. The vacancy rate is 41.0% — elevated. The ZIP holds roughly 1,615 housing units. Population is roughly 2,232 with a median age of 57.

On the whole, 54745 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.