ZIP 54732 Property Distress & Foreclosure Data

Chippewa County, Wisconsin's ZIP 54732 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (92/100), structural risk (45/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). The latent-versus-live split is 45/100 structural and 1/100 already moving.

The market reads expansion — home values rose 6.2% year on year, and 17% higher over three years (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $64,886 — below the roughly $78,000 national figure. Roughly 10.4% live below the poverty line. A median home runs $184,000 here, or 2.7 times local income. Around 28% of renters are cost-burdened. On demographic stress specifically, 54732 scores 27/100. About 12% have a four-year degree. About 2,820 people live here, median age 39. The tenure split is 84% owner-occupied to 16% rented. The vacancy rate is 14.3% — elevated. The ZIP holds roughly 1,286 housing units.

Net-net, 54732 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.