ZIP 54727 Property Distress & Foreclosure Data

Composite property distress in 54727 (Chippewa County, Wisconsin) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (86/100), structural risk (43/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (71/100)). On the structural side it scores 43/100, with 1/100 of stress already active.

The expansion-phase market in 54727 posted values that rose 6.2% over the year, and 31% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 33% of renters are cost-burdened. Population is roughly 4,798 with a median age of 43. The poverty rate is 14.1%. Around 15% of adults hold a bachelor's degree or higher. At $78,800, median income runs near typical U.S. levels. 80% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The typical home is worth about $228,500 (2.6× income, relatively affordable). The vacancy rate is 5.8%. The ZIP holds roughly 1,990 housing units.

Broadly, 54727 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.