Clark County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clark County, WI distress report, 2026: 21 ZIPs scored in Clark, WI, Clark, WI average 15/100; the top Clark, WI ZIP is 54405 at 24/100; Clark, WI market phase peak, Clark, WI prices +4.6% year over year.
- Clark, WI ranks #2,905 nationally (opportunity index); Clark, WI #50 in Wisconsin; Clark, WI index 23.8.
- Clark, WI: no CFPB county sample; Clark, WI non-metro area reading 0.5%.
- Clark, WI ZIP phases: 20 peak, 1 expansion.
- Clark, WI residential listings tracked: 4 across 14 ZIPs; Clark, WI candidate listings 0.
- Clark, WI lenders on watch: 6; largest Clark, WI footprint Forward Bank (4 branches).
- Clark, WI most distressed ZIP: 54405 at 24/100.
Clark, WI figures: DLRadar distress index; Clark, WI inputs: CFPB, FHFA, HUD, FDIC; Clark, WI rebuilt as sources refresh.
| Rank | Clark, WI ZIP | Score |
|---|---|---|
| 1 | 54405 | 24/100 |
| 2 | 54449 | 23/100 |
| 3 | 54421 | 21/100 |
| 4 | 54479 | 20/100 |
| 5 | 54488 | 20/100 |
| 6 | 54466 | 19/100 |
| 7 | 54741 | 19/100 |
| 8 | 54425 | 18/100 |
| 9 | 54768 | 17/100 |
| 10 | 54754 | 16/100 |
| 11 | 54420 | 12/100 |
| 12 | 54498 | 12/100 |
Most distressed Clark, WI ZIPs (0-100, 2026)
Mortgage delinquency around Clark, WI
No CFPB county sample covers Clark, WI; the non-metro area reading for Clark, WI: 0.5% ninety-plus; Clark, WI area thirty-to-eighty-nine 1.3% (December 2025, Clark, WI); Wisconsin overall 0.5%.
Opportunity index: Clark, WI
Clark, WI index 23.8, Clark, WI phase weak; Clark, WI primary driver bank institutional, Clark, WI second driver vacancy. Clark, WI components: property stress 14.0, foreclosure pressure 12.2, listing discounts 11.0, bank stress 67.3, insurance 0.0; Clark, WI pulse 30.5; Clark, WI capital opportunity 13.7.
ZIP market phases inside Clark, WI
21 Clark, WI ZIPs carry a price-cycle phase; Clark, WI ZIPs by phase (Clark, WI), deepest drawdown first: peak, +5.0% YoY (Clark, WI): 54405, 54466; peak, +4.7% YoY (Clark, WI): 54420; peak, +4.9% YoY (Clark, WI): 54421; peak, +4.6% YoY (Clark, WI): 54422, 54436, 54437, 54446, Clark, WI 54456, 54460, 54493, 54498; peak, +4.8% YoY (Clark, WI): 54425, 54479, 54488; expansion, +5.3% YoY (Clark, WI): 54449.
Residential listings by Clark, WI ZIP
Clark, WI ZIPs with the most tracked Clark, WI residential listings: 54456 2 listings, 0 candidates, bank pressure 71; 54460 1 listings, 0 candidates, bank pressure 70; 54493 1 listings, 0 candidates, bank pressure 71; 54420 0 listings, 0 candidates, bank pressure 66 (Clark, WI); 54422 0 listings, 0 candidates, bank pressure 70; 54425 0 listings, 0 candidates, bank pressure 68; 54436 0 listings, 0 candidates, bank pressure 71; 54437 0 listings, 0 candidates, bank pressure 71. Clark, WI totals: 4 listings; Clark, WI candidates 0; active ZIPs 3.
Lenders with branches in Clark, WI
Clark, WI lenders by branch count: Forward Bank (Clark, WI): stress 75, 4 branches low in Clark, WI; Citizens State Bank Of Loyal (Clark, WI): stress 67, 3 branches low in Clark, WI; Unity Bank (Clark, WI): stress 93, 1 branch low in Clark, WI; Abbybank (Clark, WI): stress 81, 1 branch low in Clark, WI; Prevail Bank (Clark, WI): stress 70, 1 branch low in Clark, WI; Northwestern Bank (Clark, WI): stress 41, 1 branch low in Clark, WI.
Vacancy and permits, Clark, WI
2,122 of 14,961 Clark, WI housing units are vacant; Clark, WI permits, twelve months: 16 multifamily units in Clark, WI, 90 one-to-four unit units.
Work Clark, WI at the parcel level
Every Clark, WI parcel carries owner and address; every Clark, WI parcel carries APN; Clark, WI distress scores sit on the Clark, WI live board.
Clark, WI figures refresh with each source.
Clark, WI questions
Most distressed ZIP code in Clark County, WI?
ZIP 54405 leads Clark, WI at 24/100; next in Clark, WI: 54449 at 23/100; the Clark, WI average is 15/100.
Where does Clark County, WI rank for investment opportunity?
Clark, WI is #2,905 among all ranked counties, #50 in Wisconsin; the Clark, WI driver is bank institutional; Clark, WI moved down 714 places.
How many mortgages are delinquent in Clark County, WI?
Clark, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Clark, WI.
Which banks lend in Clark County, WI?
6 watched lenders hold Clark, WI branches; the largest Clark, WI footprints are Forward Bank (4), Citizens State Bank Of Loyal (3), Unity Bank (1).
More on Clark, WI
Clark County, WI distress report: public-record figures for Clark, WI; not legal advice for Clark, WI; not tax or investment advice; verify every Clark, WI record before acting.