Clark County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clark County, Wisconsin? DLRadar grades every Clark County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Clark County breakdown.
- Clark County's most distressed ZIP is 54405 at 27/100.
- 21 ZIP codes tracked in Clark County, averaging 16/100 distress.
- Clark County reads peak — home values up 4.6% year over year.
- Vacancy runs 14.7% across Clark County's tracked ZIPs, with a 11.2% poverty rate.
- The typical Clark County home is worth about $176,081 against a ~$66,149 median income.
- Lending headwind in Clark County sits at 81/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54405 | 27/100 |
| 2 | 54449 | 24/100 |
| 3 | 54421 | 23/100 |
| 4 | 54488 | 22/100 |
| 5 | 54479 | 21/100 |
| 6 | 54425 | 19/100 |
| 7 | 54466 | 19/100 |
| 8 | 54741 | 19/100 |
| 9 | 54754 | 17/100 |
| 10 | 54768 | 17/100 |
| 11 | 54498 | 13/100 |
| 12 | 54420 | 11/100 |
Most distressed ZIP codes in Clark County (composite distress 0-100, 2026)
What is driving Clark County distress
The Clark County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Clark County market phase and pricing
The cycle in Clark County is peak, with values up 4.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Clark County
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Frequently asked
Which Clark County ZIP scores worst for distress?
ZIP 54405 leads Clark County at 27/100, recomputed monthly from public records.
Is Clark County expanding or contracting?
Clark County reads peak, with home prices up 4.6% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Clark County data sourced?
Each Clark County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 21 local ZIPs and every other county in the country.
How much do distress scores vary between Clark County ZIP codes?
A single county score papers over real variation. Across the Clark County ZIPs DLRadar ranks, scores run from 27/100 in 54405 down to 11/100 in 54420, against a Clark County average of 16/100. That 16-point gap is why acquisition targeting in Clark County works at ZIP level rather than county level.
What do Clark County home values and vacancy say about distressed supply?
The typical Clark County home carries about $176,081 of value against a median household income near $66,149. Vacancy across Clark County's tracked ZIPs runs 14.7% and the poverty rate is 11.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Clark County's foreclosure and tax-lien filings and its 81/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.