Eau Claire County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Eau Claire County, WI distress report, 2026: 15 ZIPs scored in Eau Claire, WI, Eau Claire, WI average 18/100; the top Eau Claire, WI ZIP is 54738 at 20/100; Eau Claire, WI market phase peak, Eau Claire, WI prices +1.5% year over year.
- Eau Claire, WI ranks #3,019 nationally (opportunity index); Eau Claire, WI #54 in Wisconsin; Eau Claire, WI index 23.0.
- Eau Claire, WI: no CFPB county sample; Eau Claire, WI metro area reading 0.5%.
- Eau Claire, WI ZIP phases: 15 peak.
- Eau Claire, WI residential listings tracked: 11 across 7 ZIPs; Eau Claire, WI candidate listings 8.
- Eau Claire, WI HUD assisted properties: 6 with 159 units.
- Eau Claire, WI lenders on watch: 8; largest Eau Claire, WI footprint Unity Bank (2 branches).
- Eau Claire, WI most distressed ZIP: 54738 at 20/100.
Eau Claire, WI figures: DLRadar distress index; Eau Claire, WI inputs: CFPB, FHFA, HUD, FDIC; Eau Claire, WI rebuilt as sources refresh.
| Rank | Eau Claire, WI ZIP | Score |
|---|---|---|
| 1 | 54738 | 20/100 |
| 2 | 54758 | 20/100 |
| 3 | 54770 | 20/100 |
| 4 | 54701 | 19/100 |
| 5 | 54703 | 19/100 |
| 6 | 54720 | 19/100 |
| 7 | 54722 | 19/100 |
| 8 | 54741 | 19/100 |
| 9 | 54742 | 19/100 |
| 10 | 54726 | 18/100 |
| 11 | 54727 | 18/100 |
| 12 | 54729 | 18/100 |
Most distressed Eau Claire, WI ZIPs (0-100, 2026)
Mortgage delinquency around Eau Claire, WI
No CFPB county sample covers Eau Claire, WI; the metro area reading for Eau Claire, WI (Eau Claire, WI): 0.5% ninety-plus; Eau Claire, WI area thirty-to-eighty-nine 1.0% (December 2025, Eau Claire, WI); Wisconsin overall 0.5%.
Opportunity index: Eau Claire, WI
Eau Claire, WI index 23.0, Eau Claire, WI phase weak; Eau Claire, WI primary driver construction, Eau Claire, WI second driver bank institutional. Eau Claire, WI components: property stress 7.6, foreclosure pressure 4.6, listing discounts 19.7, bank stress 60.8, insurance 0.0; Eau Claire, WI pulse 26.8; Eau Claire, WI capital opportunity 17.3.
ZIP market phases inside Eau Claire, WI
15 Eau Claire, WI ZIPs carry a price-cycle phase; Eau Claire, WI ZIPs by phase (Eau Claire, WI), deepest drawdown first: peak, +1.7% YoY (Eau Claire, WI): 54701; peak, +1.5% YoY (Eau Claire, WI): 54703, 54720, 54722, 54726, Eau Claire, WI 54727, 54729, 54742; peak, +2.9% YoY (Eau Claire, WI): 54738, 54768; peak, +4.6% YoY (Eau Claire, WI): 54739; peak, +3.1% YoY (Eau Claire, WI): 54741; peak, +4.3% YoY (Eau Claire, WI): 54755; peak, +3.9% YoY (Eau Claire, WI): 54758; peak, +3.8% YoY (Eau Claire, WI): 54770.
Residential listings by Eau Claire, WI ZIP
Eau Claire, WI ZIPs with the most tracked Eau Claire, WI residential listings: 54722 5 listings, 4 candidates, bank pressure 61; 54703 3 listings, 2 candidates, bank pressure 63; 54701 2 listings, 1 candidates, bank pressure 62; 54741 1 listings, 1 candidates, bank pressure 64 (Eau Claire, WI); 54720 0 listings, 0 candidates, bank pressure 61; 54738 0 listings, 0 candidates, bank pressure 60; 54742 0 listings, 0 candidates, bank pressure 61. Eau Claire, WI totals: 11 listings; Eau Claire, WI candidates 8; active ZIPs 4.
HUD assisted housing in Eau Claire, WI
6 assisted properties with 159 units sit in Eau Claire, WI; largest Eau Claire, WI properties: Oxbow Villas (Eau Claire) 56 units; Luther Lakeside Apts (Eau Claire) 46 units, 46 assisted; Realife Cooperative Of Eau Claire (Eau Claire) 37 units in Eau Claire, WI; Ruth Gullerud Villa (Eau Claire) 12 units, 12 assisted; Jeffers Road Apartments (Eau Claire) 8 units, 8 assisted; Clubhouse At Hillcrest Greens (Altoona) 0 units.
Lenders with branches in Eau Claire, WI
Eau Claire, WI lenders by branch count: Unity Bank (Eau Claire, WI): stress 93, 2 branches low in Eau Claire, WI; Ccfbank National Assn (Eau Claire, WI): stress 69, 2 branches moderate in Eau Claire, WI; Associated Bank Na (Eau Claire, WI): stress 68, 2 branches moderate in Eau Claire, WI; Oakwood Bank (Eau Claire, WI): stress 57, 2 branches moderate in Eau Claire, WI; Prevail Bank (Eau Claire, WI): stress 70, 1 branch moderate in Eau Claire, WI; Security Financial Bank (Eau Claire, WI): stress 59, 1 branch moderate in Eau Claire, WI; Nicolet National Bank (Eau Claire, WI): stress 50, 1 branch moderate in Eau Claire, WI; Northwestern Bank (Eau Claire, WI): stress 41, 1 branch low in Eau Claire, WI.
Vacancy and permits, Eau Claire, WI
2,210 of 46,936 Eau Claire, WI housing units are vacant; Eau Claire, WI permits, twelve months: 415 multifamily units in Eau Claire, WI, 275 one-to-four unit units.
Work Eau Claire, WI at the parcel level
Every Eau Claire, WI parcel carries owner and address; every Eau Claire, WI parcel carries APN; Eau Claire, WI distress scores sit on the Eau Claire, WI live board.
Eau Claire, WI figures refresh with each source.
Eau Claire, WI questions
Most distressed ZIP code in Eau Claire County, WI?
ZIP 54738 leads Eau Claire, WI at 20/100; next in Eau Claire, WI: 54758 at 20/100; the Eau Claire, WI average is 18/100.
Where does Eau Claire County, WI rank for investment opportunity?
Eau Claire, WI is #3,019 among all ranked counties, #54 in Wisconsin; the Eau Claire, WI driver is construction; Eau Claire, WI moved down 147 places.
How many mortgages are delinquent in Eau Claire County, WI?
Eau Claire, WI takes the metro area reading of 0.5% for December 2025; no CFPB county sample covers Eau Claire, WI.
Which banks lend in Eau Claire County, WI?
8 watched lenders hold Eau Claire, WI branches; the largest Eau Claire, WI footprints are Unity Bank (2), Ccfbank National Assn (2), Associated Bank Na (2).
More on Eau Claire, WI
Eau Claire County, WI distress report: public-record figures for Eau Claire, WI; not legal advice for Eau Claire, WI; not tax or investment advice; verify every Eau Claire, WI record before acting.