ZIP 54013 Property Distress & Foreclosure Data

In St. Croix County, Wisconsin, ZIP 54013 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (42/100), structural risk (32/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). The latent-versus-live split is 32/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (70/100)).

The peak-phase market in 54013 posted values that rose 3.0% over the year, and 24% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $86,488, median income runs near typical U.S. levels. The typical home is worth about $307,600 (3.1× income, relatively affordable). The poverty rate is 6.6% — low. 80% of housing is owner-occupied. Around 20% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. Around 21% of adults hold a bachelor's degree or higher. Population is roughly 3,383 with a median age of 47. The ZIP holds roughly 1,594 housing units. The vacancy rate is 7.7%.

Broadly, 54013 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.