ZIP 54013 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 54013 (St. Croix County, Wisconsin) returns a minimal composite of 13/100. Leading the profile are structural risk (28/100), construction/permit lag (24/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. The latent-versus-live split is 28/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

The market reads peak — home values rose 2.5% year on year, and 24% higher over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $86,488 — near the roughly $78,000 national figure. A median home runs $307,600 here, or 3.1 times local income. 6.6% of residents fall below the poverty threshold. Owners hold 80% of homes, renters 20%. Rent burden reaches 20% of tenant households. On demographic stress specifically, 54013 scores 25/100. About 21% have a four-year degree. About 3,383 people live here, median age 47. There are about 1,594 housing units across 54013. The vacancy rate is 7.7%.

Broadly, 54013 is a steadier market — the deals are the exceptions, not the rule. While 54013 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 54013's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 54013, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 54013's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 54013 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.