ZIP 54016 Property Distress & Foreclosure Data

St. Croix County, Wisconsin's ZIP 54016 registers 15/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (71/100)). The most distinctive pressure shows up in construction/permit lag (41/100), structural risk (32/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural risk reads 32/100 against active distress of 1/100.

The peak-phase market in 54016 posted values that rose 2.9% over the year, and 16% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 33,784 with a median age of 41. At $111,402, median income runs above typical U.S. levels. Vacancy runs 3.3%. 79% of housing is owner-occupied. The poverty rate is 5.5% — low. The demographic-stress sub-score lands at 27/100. There are about 14,022 housing units across 54016. Around 50% of adults hold a bachelor's degree or higher. The typical home is worth about $452,000 (3.8× income, relatively affordable). Rent burden reaches 41% of tenant households.

Broadly, 54016 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.