ZIP 54023 Foreclosure, Tax-Lien & Distress Report
St. Croix County, Wisconsin · Distress market
DLRadar grades ZIP 54023 (St. Croix County, Wisconsin) at a minimal 13/100 for overall property distress. The split runs 28/100 structural to 1/100 active on the ground. Property-level stress concentrates in structural risk (28/100), construction/permit lag (24/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (71/100)).
The market reads peak — home values rose 2.4% year on year, and 18% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $385,100 (3.3× income, relatively affordable). 84% of housing is owner-occupied. About 4,612 people live here, median age 37. The demographic-stress sub-score lands at 25/100. The vacancy rate is 2.2%. There are about 1,771 housing units across 54023. Median household income is $107,333, above the U.S. median near $78,000. 6.4% of residents fall below the poverty threshold. About 32% have a four-year degree. Rent burden reaches 29% of tenant households.
Overall 54023 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 54023 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 54023, the field stays empty rather than modeled, and fills in as new documents post.
54023's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 54023 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 54023’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 54023 Stress Report snapshot
The live 54023 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across St. Croix County
Keep exploring Wisconsin distress
Related ZIP, county and statewide reads linked to St. Croix County, Wisconsin.
Unlock parcel-level detail for ZIP 54023
Every distressed parcel in 54023 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology