ZIP 54023 Property Distress & Foreclosure Data

DLRadar grades ZIP 54023 (St. Croix County, Wisconsin) at a low 15/100 for overall property distress. Structural risk reads 32/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (41/100), structural risk (32/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (71/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 18% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $385,100, an affordability ratio of 3.3× — accessible. Owners hold 84% of homes, renters 16%. 4,612 residents call 54023 home, typically aged 37. DLRadar's demographic-stress index for the area reads 25/100. Vacancy runs 2.2%. There are about 1,771 housing units across 54023. Median household income is $107,333, above the U.S. median near $78,000. 6.4% of residents fall below the poverty threshold. Educational attainment sits at 32% bachelor's-or-above. Rent burden reaches 29% of tenant households.

On balance, 54023 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.