ZIP 55963 Property Distress & Foreclosure Data

In Goodhue County, Minnesota, ZIP 55963 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (60/100)). Its standout signals are construction/permit lag (100/100), structural risk (60/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (11/100). Structural risk reads 60/100 against active distress of 3/100.

The peak-phase market in 55963 posted values that rose 3.6% over the year, and 17% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $376,900 (3.2× income, relatively affordable). Vacancy runs 6.5%. Population is roughly 5,473 with a median age of 40. 81% of housing is owner-occupied. Rent burden reaches 26% of tenant households. There are about 2,055 housing units across 55963. At $109,464, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 24/100. The poverty rate is 3.2% — low. Around 37% of adults hold a bachelor's degree or higher.

On balance 55963 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.