Dakota County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Dakota County, Minnesota? DLRadar grades every Dakota County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Dakota County breakdown.
- Dakota County's most distressed ZIP is 55057 at 24/100.
- 22 ZIP codes tracked in Dakota County, averaging 22/100 distress.
- Dakota County reads peak — home values up 2.4% year over year.
- Vacancy runs 3.8% across Dakota County's tracked ZIPs, with a 6.1% poverty rate.
- The typical Dakota County home is worth about $380,250 against a ~$106,814 median income.
- Lending headwind in Dakota County sits at 48/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55057 | 24/100 |
| 2 | 55033 | 23/100 |
| 3 | 55009 | 22/100 |
| 4 | 55024 | 22/100 |
| 5 | 55031 | 22/100 |
| 6 | 55065 | 22/100 |
| 7 | 55068 | 22/100 |
| 8 | 55075 | 22/100 |
| 9 | 55076 | 22/100 |
| 10 | 55077 | 22/100 |
| 11 | 55085 | 22/100 |
| 12 | 55089 | 22/100 |
Most distressed ZIP codes in Dakota County (composite distress 0-100, 2026)
What is driving Dakota County distress
Dakota County's placement in the national index rests on public filings — a 22/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Dakota County market phase and pricing
The cycle in Dakota County is peak, with values up 2.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Dakota County
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Frequently asked
Which part of Dakota County, MN scores highest for distress?
ZIP 55057 leads Dakota County at 24/100, recomputed monthly from public records.
What stage of the price cycle is Dakota County at?
FHFA price-index movement places Dakota County in peak; prices are up 2.4% over twelve months.
What are the sources behind these Dakota County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 22 ZIP codes in Dakota County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Dakota County ZIP codes?
A county average hides the spread. Across the Dakota County ZIPs DLRadar ranks, scores run from 24/100 in 55057 down to 22/100 in 55089, against a Dakota County average of 22/100. That 2-point gap is why acquisition targeting in Dakota County works at ZIP level rather than county level.
What do Dakota County home values and vacancy say about distressed supply?
The typical Dakota County home carries about $380,250 of value against a median household income near $106,814. Vacancy across Dakota County's tracked ZIPs runs 3.8% and the poverty rate is 6.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Dakota County's foreclosure and tax-lien record and its 48/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.