Dakota County, MN: Home-Insurance Distress & Forced-Sale Pressure
Dakota County, MN: 29/100 (moderate) home-insurance distress; Dakota, MN band LOW; Dakota, MN #1,638 of 3,222 counties; Dakota, MN #20 of 87 in Minnesota; raw Dakota, MN 34.0; Dakota, MN coverage multiplier 0.85.
FEMA hazard, Dakota, MN: 0/100; Dakota, MN declarations, three years: none.
NFIP claims, Dakota, MN, three years: 6; Dakota, MN payouts $399,824; per Dakota, MN claim $66,637; Dakota, MN claim-stress 85/100.
Dakota, MN monthly score: 29 in every month from March 2026 (Dakota, MN) through October 2026.
Dakota, MN components: NFIP claims 85; Dakota, MN retreat index 29; Dakota, MN climate multiplier 0.85.
Construction distress, Dakota, MN: 25/100 as of August 2026 (Dakota, MN: 23/100 one-to-four unit, 28/100 multifamily).
Dakota, MN ZIPs, June 2026 (Dakota, MN, 16 highest): score 0 (Dakota, MN), climate 91 (Dakota, MN): 55024, 55031, 55065, 55068, Dakota, MN 55075, 55076, 55077, 55085, Dakota, MN 55118, 55120, 55121, 55122, Dakota, MN 55123, 55124, 55150, 55306.
DLRadar rescores Dakota, MN monthly; Dakota, MN readings join Dakota, MN foreclosure, lien and ownership parcels (Dakota, MN), so cost-squeezed Dakota, MN owners surface before listing.
Inside Minnesota, Dakota County ranks 20th of 87 counties for home-insurance distress at 29/100; Houston County (37/100) sits just above Dakota County, and Cass County (27/100) sits just below Dakota County.
Deterministic. Every Dakota County, MN signal traces to a public Dakota dataset (FEMA, NFIP, Census for Dakota, MN) · how insurance distress works in Dakota, MN · methodology
FAQ: Dakota County, MN insurance distress
What is the Dakota County, MN home-insurance-distress score?
Dakota, MN: 29/100 (LOW), #1,638 of 3,222, #20 in Minnesota. FEMA hazard, Dakota, MN: 0/100; NFIP stress, Dakota, MN: 85/100; construction, Dakota, MN: 25/100; Dakota, MN rescores monthly.
Is Dakota County insurance distress getting better or worse (MN)?
Dakota, MN: 29 in March 2026; Dakota, MN: 29 in October 2026 (unchanged); Dakota, MN NFIP claims score 85.
How many flood-insurance claims has Dakota County, MN had?
Dakota, MN: 6 NFIP claims, three years; Dakota, MN paid $399,824; per Dakota, MN claim $66,637; carriers reprice Dakota, MN against that record.
Which Dakota County ZIP codes carry the most insurance distress (MN)?
Dakota, MN, June 2026: 55024 at 0, 55031 at 0, 55065 at 0, 55068 at 0; Dakota, MN climate scores there: 91, 91, 91, 91.
Why does Dakota, MN insurance distress create sellers?
A Dakota, MN premium outruns the Dakota, MN budget; a carrier leaves Dakota, MN; Dakota, MN carrying cost passes plan; Dakota, MN owners sell while current; Dakota, MN insurance distress leads Dakota, MN foreclosure data.