Distressed Properties in Minnesota
DLRadar scores 87 Minnesota counties on market cycle, bank stress and insurance distress. None of Minnesota's counties is in contraction or recovery (Minnesota); Minnesota home prices average +3.1% year over year.
Minnesota averages 63/100 bank stress and 19/100 insurance distress.
Minnesota residential listings tracked: 1,966 across 864 ZIPs; Minnesota candidate listings 810; 282 Minnesota ZIPs read active. Busiest Minnesota ZIPs: 55129 53 listings, 23 candidates; 55347 51 listings, 7 candidates; 55125 48 listings, 16 candidates in Minnesota; 55311 42 listings, 13 candidates; 55369 41 listings, 9 candidates; 55345 32 listings, 8 candidates.
HUD lists 551 assisted multifamily properties in Minnesota with 41,966 units, 14,279 of the Minnesota units assisted.
Minnesota ZIPs by price-cycle phase: 1,236 peak, 63 expansion, 43 contraction, 39 neutral, 1 recovery.
Minnesota ninety-day mortgage delinquency 0.6% as of December 2025; highest sampled Minnesota counties: Sherburne 0.8%, St. Louis 0.7%, Stearns 0.7%.
Counties tracked
87
Markets softening
0
Minnesota: contraction / recovery
Avg home price
+3.1%
Minnesota YoY
Avg bank stress
63/100
Minnesota counties
Minnesota counties to watch
1. Olmsted County+3% YoY, bank 64/100 (19 banks), insurance 23/100Neutral2. Wabasha County+3% YoY, bank 65/100 (7 banks), insurance 56/100Neutral3. Fillmore County+3% YoY, bank 66/100 (11 banks), insurance 57/100Neutral4. Dodge County+3% YoY, bank 59/100 (5 banks), insurance 0/100Neutral5. Nicollet County+0.7% YoY, 1.2% off peak, bank 69/100 (6 banks), insurance 61/100Peak6. Blue Earth County+0.7% YoY, 1.2% off peak, bank 66/100 (17 banks), insurance 65/100Peak7. Anoka County+2.4% YoY, bank 68/100 (21 banks), insurance 0/100Peak8. Dakota County+2.4% YoY, bank 61/100 (32 banks), insurance 29/100Peak9. Ramsey County+2.4% YoY, bank 66/100 (33 banks), insurance 7/100Peak10. Wright County+2.4% YoY, bank 67/100 (24 banks), insurance 5/100Peak11. Isanti County+2.4% YoY, bank 57/100 (5 banks), insurance 0/100Peak12. Scott County+2.4% YoY, bank 67/100 (16 banks), insurance 5/100Peak13. Sherburne County+2.4% YoY, bank 69/100 (14 banks), insurance 0/100Peak14. Carver County+2.4% YoY, bank 63/100 (16 banks), insurance 52/100Peak15. Mille Lacs County+2.4% YoY, bank 63/100 (6 banks), insurance 0/100Peak16. Chisago County+2.4% YoY, bank 69/100 (7 banks), insurance 0/100Peak17. Washington County+2.4% YoY, bank 62/100 (24 banks), insurance 18/100Peak18. Hennepin County+2.4% YoY, bank 65/100 (68 banks), insurance 7/100Peak19. Le Sueur County+2.4% YoY, bank 61/100 (8 banks), insurance 68/100Peak20. Rock County+2.5% YoY, bank 62/100 (4 banks), insurance 27/100Peak21. Lyon County+2.7% YoY, bank 65/100 (7 banks), insurance 20/100Peak22. Crow Wing County+2.7% YoY, bank 59/100 (15 banks), insurance 0/100Peak23. Martin County+2.7% YoY, bank 67/100 (12 banks), insurance 27/100Peak24. Douglas County+2.7% YoY, bank 64/100 (15 banks), insurance 0/100Peak25. Mower County+2.7% YoY, bank 58/100 (11 banks), insurance 65/100Peak26. Nobles County+2.7% YoY, bank 64/100 (10 banks), insurance 58/100Peak27. Otter Tail County+2.7% YoY, bank 64/100 (18 banks), insurance 0/100Peak28. Freeborn County+2.7% YoY, bank 58/100 (8 banks), insurance 27/100Peak29. Goodhue County+2.7% YoY, bank 65/100 (12 banks), insurance 57/100Peak30. Brown County+2.7% YoY, bank 63/100 (10 banks), insurance 58/100Peak31. Wilkin County+2.7% YoY, bank 64/100 (4 banks), insurance 0/100Peak32. Rice County+2.7% YoY, bank 66/100 (10 banks), insurance 66/100Peak33. Itasca County+2.7% YoY, bank 67/100 (9 banks), insurance 27/100Peak34. Steele County+2.7% YoY, bank 66/100 (13 banks), insurance 60/100Peak35. Cass County+2.7% YoY, bank 50/100 (5 banks), insurance 27/100Peak36. Kandiyohi County+2.7% YoY, bank 70/100 (13 banks), insurance 20/100Peak37. Becker County+2.7% YoY, bank 58/100 (10 banks), insurance 0/100Peak38. Winona County+2.7% YoY, bank 62/100 (9 banks), insurance 0/100Peak39. Beltrami County+2.7% YoY, bank 60/100 (10 banks), insurance 0/100Peak40. Mcleod County+2.7% YoY, bank 64/100 (8 banks), insurance 27/100Peak41. Stearns County+3.2% YoY, bank 62/100 (29 banks), insurance 5/100Peak42. Benton County+3.2% YoY, bank 61/100 (10 banks), insurance 0/100Peak43. Yellow Medicine County+3.4% YoY, bank 67/100 (4 banks), insurance 0/100Peak44. Big Stone County+3.4% YoY, bank 63/100 (5 banks), insurance 0/100Peak45. Chippewa County+3.4% YoY, bank 72/100 (4 banks), insurance 0/100Peak46. Clearwater County+3.4% YoY, bank 59/100 (4 banks), insurance 0/100Peak47. Cook County+3.4% YoY, bank 69/100 (2 banks), insurance 27/100Peak48. Cottonwood County+3.4% YoY, bank 58/100 (5 banks), insurance 63/100Peak49. Faribault County+3.4% YoY, bank 64/100 (7 banks), insurance 27/100Peak50. Grant County+3.4% YoY, bank 58/100 (6 banks), insurance 0/100Peak51. Hubbard County+3.4% YoY, bank 59/100 (4 banks), insurance 0/100Peak52. Jackson County+3.4% YoY, bank 63/100 (6 banks), insurance 65/100Peak53. Kanabec County+3.4% YoY, bank 65/100 (2 banks), insurance 0/100Peak54. Kittson County+3.4% YoY, bank 68/100 (4 banks), insurance 0/100Peak55. Koochiching County+3.4% YoY, bank 61/100 (5 banks), insurance 0/100Peak56. Lac Qui Parle County+3.4% YoY, bank 65/100 (5 banks), insurance 0/100Peak57. Lake County+3.4% YoY, bank 66/100 (2 banks), insurance 27/100Peak58. Lake Of The Woods County+3.4% YoY, bank 60/100 (2 banks), insurance 0/100Peak59. Lincoln County+3.4% YoY, bank 57/100 (3 banks), insurance 0/100Peak60. Mahnomen County+3.4% YoY, bank 67/100 (1 banks), insurance 0/100Peak61. Marshall County+3.4% YoY, bank 58/100 (8 banks), insurance 0/100Peak62. Meeker County+3.4% YoY, bank 72/100 (8 banks), insurance 0/100Peak63. Morrison County+3.4% YoY, bank 65/100 (9 banks), insurance 17/100Peak64. Murray County+3.4% YoY, bank 42/100 (4 banks), insurance 27/100Peak65. Norman County+3.4% YoY, bank 55/100 (7 banks), insurance 0/100Peak66. Pennington County+3.4% YoY, bank 70/100 (3 banks), insurance 0/100Peak67. Pine County+3.4% YoY, bank 59/100 (6 banks), insurance 0/100Peak68. Pipestone County+3.4% YoY, bank 68/100 (4 banks), insurance 27/100Peak69. Pope County+3.4% YoY, bank 46/100 (4 banks), insurance 0/100Peak70. Red Lake County+3.4% YoY, bank 59/100 (4 banks), insurance 0/100Peak71. Redwood County+3.4% YoY, bank 61/100 (9 banks), insurance 27/100Peak72. Renville County+3.4% YoY, bank 59/100 (9 banks), insurance 27/100Peak73. Roseau County+3.4% YoY, bank 66/100 (3 banks), insurance 0/100Peak74. Sibley County+3.4% YoY, bank 74/100 (10 banks), insurance 51/100Peak75. Stevens County+3.4% YoY, bank 66/100 (5 banks), insurance 0/100Peak76. Swift County+3.4% YoY, bank 56/100 (8 banks), insurance 0/100Peak77. Todd County+3.4% YoY, bank 68/100 (6 banks), insurance 21/100Peak78. Traverse County+3.4% YoY, bank 71/100 (3 banks), insurance 0/100Peak79. Wadena County+3.4% YoY, bank 56/100 (4 banks), insurance 0/100Peak80. Waseca County+3.4% YoY, bank 60/100 (6 banks), insurance 60/100Peak81. Watonwan County+3.4% YoY, bank 67/100 (6 banks), insurance 67/100Peak82. Aitkin County+3.4% YoY, bank 72/100 (5 banks), insurance 0/100Peak83. Carlton County+3.4% YoY, bank 56/100 (8 banks), insurance 5/100Peak84. St. Louis County+3.4% YoY, bank 67/100 (19 banks), insurance 75/100Peak85. Clay County+4.1% YoY, bank 65/100 (11 banks), insurance 0/100Peak86. Houston County+5% YoY, bank 64/100 (5 banks), insurance 37/100Peak87. Polk County+7.2% YoY, bank 60/100 (10 banks), insurance 0/100Expansion
Distressed properties in Minnesota — FAQ
How do I find Minnesota distressed properties?
Start with the 0 of 87 Minnesota counties in contraction or recovery, led by Olmsted County, then open each Minnesota county's ZIP scores.
Where does the Minnesota data come from?
Minnesota price cycle from FHFA; Minnesota bank stress (63/100) from FDIC call reports; Minnesota insurance distress (19/100) from FEMA and NFIP.