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Scott County, IA: Foreclosures, Tax Liens & Distressed Properties

Scott County, IA, Iowa: 22 ZIP codes scored, Scott County, IA averaging 31/100 (moderate, Scott, IA), from 20 to 32. Scott County, IA is in its peak phase (Scott, IA confidence 24/100): Scott, IA home prices up 3.8% (Scott, IA) over twelve months. Scott County, IA lender headwind: 41/100.

Highest-scoring Scott County, IA ZIPs: 52722 (32/100), 52728 (32/100), 52745 (32/100), 52746 (32/100), 52748 (32/100), 52753 (32/100). Also scored in Scott County, IA: 52756, 52758, 52767, 52768, 52773, 52801, 52802, 52803, 52804, 52806.

Across Scott County, IA's scored ZIPs: median home value $250,510, household income $81,033, 8.5% vacancy, 11.3% poverty, 75% owner-occupied, median age 42.1.

Scott County, IA insurance distress 58/100 (#935 in the US); FEMA hazard 40/100 for Scott, IA; 2 federal disaster declarations in Scott County, IA since 2023; 42 Scott, IA NFIP flood claims, $693K paid; Scott, IA construction distress 83/100.

17 banks with 48 branches lend in Scott County, IA; Scott, IA weighted bank stress 60/100, highest 81/100 in Scott, IA.

Scott County, IA unemployment 4.5% (Scott, IA +0.5 pts, six months); 364 new housing units permitted in Scott County, IA over twelve months, Scott, IA down 33% from 546; Scott, IA home prices +7.2% a year (Scott, IA) over three years.

78,537 housing units in Scott County, IA; 22,093 Scott, IA renter households; 43% of Scott, IA renters spend 30%+ of income on rent, 19% (Scott, IA) half or more.

Scott County, IA ranks #1,514 nationally on the opportunity index (Scott, IA, among all ranked counties); Scott, IA scores 29.4/100 and Scott, IA sits #22 inside Iowa. Scott, IA is in the early_signal opportunity phase; Scott, IA's primary driver is construction, Scott, IA second driver bank institutional; Scott, IA moved up 447 places. 47 short-sale listings across Scott, IA; 71 days on market observed in Scott, IA; 6.8% vacancy over 22 Scott, IA ZIPs.

0.8% of Scott County, IA mortgages were ninety-plus days late in December 2025; Scott, IA's thirty-to-eighty-nine-day share was 1.9% (CFPB county sample). Scott, IA's ninety-day rate is up 0.1 points on twelve months earlier; the Scott, IA peak since 2008 was 3.1% in September 2009; Iowa overall reads 0.9%.

Scott County, IA has 7 watched banks; 7 Scott, IA banks sit in an elevated band. Scott, IA footprints: Cbi Bank&Trust (6 branches, stress 62) in Scott, IA; First Trust&Savings Bank (4 branches, stress 60) in Scott, IA; Quad City Bank&Trust Co (4 branches, stress 56) in Scott, IA.

HUD lists 20 assisted multifamily properties in Scott County, IA with 2,071 units; 445 Scott, IA units are assisted, 3 Scott, IA properties under project-based Section 8.

5,405 of the 78,537 housing units in Scott, IA sit vacant. Scott County, IA permitted 35 multifamily units in twelve months; Scott, IA's one-to-four unit structures added 329 units in Scott County, IA.

Peak
Market phase
3.8%
Scott, IA HPI YoY
0%
Drawdown
24
Scott confidence

Scott County ZIPs ranked by distress

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