Monroe County, IA: Foreclosures, Tax Liens & Distressed Properties

Monroe County, IA, Iowa: 7 ZIP codes scored, Monroe County, IA averaging 12/100 (minimal, Monroe, IA), from 6 to 15. Monroe County, IA is in its peak phase (Monroe, IA confidence 28/100): Monroe, IA home prices up 2.5% (Monroe, IA) over twelve months. Monroe County, IA lender headwind: 39/100.

Highest-scoring Monroe County, IA ZIPs: 52571 (15/100), 52531 (13/100), 52536 (13/100), 50150 (12/100), 52553 (12/100), 52569 (12/100). Also scored in Monroe County, IA: 50044.

Across Monroe County, IA's scored ZIPs: median home value $138,986, household income $70,581, 17.5% vacancy, 9.5% poverty, 86% owner-occupied, median age 46.9.

Monroe County, IA insurance distress 0/100 (#2,700 in the US); FEMA hazard 0/100 for Monroe, IA; Monroe, IA construction distress 79/100.

3 banks with 5 branches lend in Monroe County, IA; Monroe, IA weighted bank stress 59/100, highest 86/100 in Monroe, IA.

Monroe County, IA unemployment 3.5% (Monroe, IA +0.3 pts, six months); 12 new housing units permitted in Monroe County, IA over twelve months, Monroe, IA down 40% from 20; Monroe, IA home prices +4.3% a year (Monroe, IA) over three years.

3,656 housing units in Monroe County, IA; 484 Monroe, IA renter households; 55% of Monroe, IA renters spend 30%+ of income on rent, 21% (Monroe, IA) half or more.

Monroe County, IA ranks #106 nationally on the opportunity index (Monroe, IA, among all ranked counties); Monroe, IA scores 37.2/100 and Monroe, IA sits #1 inside Iowa. Monroe, IA is in the strong_buy opportunity phase; Monroe, IA's primary driver is construction, Monroe, IA second driver vacancy. 4 short-sale listings across Monroe, IA; 32 days on market observed in Monroe, IA; 15.4% vacancy over 7 Monroe, IA ZIPs.

No CFPB county sample covers Monroe County, IA. The non-metro area reading for Monroe, IA: 0.7% ninety-plus days late; Monroe, IA's thirty-to-eighty-nine share is 2.1% (Monroe, IA, December 2025 data); Iowa overall 0.9%.

Monroe County, IA has 3 watched banks; 3 Monroe, IA banks sit in an elevated band. Monroe, IA footprints: First Iowa State Bank (2 branches, stress 55) in Monroe, IA; South Ottumwa Savings Bank (2 branches, stress 50) in Monroe, IA; Twin Cedars Bank (1 branch, stress 86) in Monroe, IA.

567 of the 3,656 housing units in Monroe, IA sit vacant. Monroe County, IA permitted 0 multifamily units in twelve months; Monroe, IA's one-to-four unit structures added 12 units in Monroe County, IA.